OpenSky® Secured Visa® Credit Card

The OpenSky® Secured Visa® Credit Card is the only secured credit card recommended by Credit Security Group.

Secured Credit Card

What makes this card the best secured card on the market?

  • This is a fast reporting card: as fast as one week, less than 30 days every time;
  • As low as $200 security deposit;
  • No inquires on your credit report;
  • It is a bank credit card, the best for FICO scores.

How should the card be used to increase your score?

Apply for a $200 secure credit card – which requires a $200 security deposit.

There is also a joining fee of $35. This is your starting balance when you receive the card.  

  1. As soon as you get the card in the mail, immediately call the number on the back and pay $25 to get the balance to $10.
  2. Then keep the balance under $15 but always above $0 – until your major purchase is complete.