If your credit score is keeping you from achieving your dream…

We're here to help.

February 15, 2017
“Our three kids now have a backyard to play in and call their own. Thank you so much!”

– The Ditona Family

June 20, 2016
“Our dream is becoming a reality because of you and your staff.”

– Warren & Tammy Jenkins Arlington, Texas

Since we began in 2004, the joy of our work is seeing families achieve their dreams – most often the dream of owning their own home.

Our clients come to us when there is a problem on the road to their dream; our job is to lead them through it.

Perhaps you and your family are where they were. If so, we're here to help and hope you will let us hear from you soon.

Real people – not an internet app…

Experts in Credit Scores for Home Loans

Credit Security Group Experts in Credit Scores for Home Loans

“Their expertise in both credit and mortgage lending makes Credit Security Group a unique resource for home buyers.”

Josh Moody
Loan Originator, First Choice Loan Services

$ +
Over $1 Billion in Home Loans Approved
Mortgage loans closed where Credit Security Group assisted both borrower and lender throughout the process. Thousands more of our clients achieved their dream after their Credit Security Analysis.

“CSG is extraordinarily successful because they have extensive knowledge of credit, credit reports and the FICO scoring model.”

Evan Hendricks, Expert in Credit Reporting and Credit Law
Author: Credit Scores & Credit Reports: How the System Really Works

To make your dream a reality…

We Work in the Real World

REAL EXPERTS

A real credit expert - with over a decade of experience in credit scores for mortgage loans - will analyze your file. They’ll go over your file with you and apply their expertise to help you qualify for the best loan for your specific situation.

REAL SCORES

There are 49 different FICO scores and models. We base our analysis on the same scores and models used by mortgage lenders –  Not those used by online credit repair, CreditKarma or your credit card provider. The difference in these scores can mean the difference between your success and failure.

REAL SUCCESS

Real success is not a brief increase in your credit score – that disappears in 30 days, or worse, is caused by a credit repair dispute that causes your loan to be rejected. We measure our success by whether you achieve your goal, whether you accomplish your dream.

Educated Us on How Credit Works

June 11, 2017

Eddie, I cant ever thank you enough. We have been homeless for 2 years. After having to leave a rent home due to mold, we decided that we needed to buy a home. For a year, we tried to fix our credit ourselves. I am thankful that you guys were put in my path. The…

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“someone who truly cared and advocated for us and our family”

February 15, 2017

There are no words to express our gratitude for you and your company. We have spent years trying to clear up our credit with attorneys who offered empty promises ($3,000 spent) and credit companies that charged us thousands of dollars only to find out they hindered us more than anything. Since 2007 my husband and…

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“I am absolutely amazed at the results!”

December 30, 2016

I am absolutely amazed at the results!  Your team accomplished more in ten days than any other agency has been able to accomplish with ten times the time requirements!!  Not to mention that Credit Security Group accomplished what others termed impossible. I’ve been dealing with these issues since April.  We first spoke on Dec. 19, 2016 and…

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“increased my credit score by over 80 points!”

December 30, 2016

Eddie was an absolute joy to work with – a credit angel. It started with his very informative credit video. He has figured out exactly how this credit game works and more importantly, shared his wealth of knowledge. Eddie was aware of my credit score goals and in a matter of two weeks, increased my credit…

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“a very bright light at the end of the tunnel”

December 14, 2016

When my husband suggested that we work with Eddie at Credit Security Group, to say I was skeptical would be an understatement.  Not only did I think that we wouldn’t learn anything we didn’t already know (i.e., that we needed to pay down our debt), but I was very angry with my husband that we were…

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“Trustworthy, honest, dedicated and the best!”

October 6, 2016

What a team!  I not only got a house, but their work will have cost me nothing in the end. I want to thank Rosalind and her team of experts, including Federal Attorney Dennis McCarty, for helping me improve my credit score so that my family and I were able to close on our new…

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“such a big difference in our lives!”

September 27, 2016

I would like to highly recommend Eddie Johansson for assisting with credit planning. My husband and I had let our debts get out of control a few years ago. We felt helpless and didn’t know where to start or how to get the help and counseling we needed. A friend had told us about Eddie…

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“Up 160 Points! BOOM.”

September 15, 2016

Up 160 Points! BOOM. After receiving Eddie’s name and number from a friend and former happy client, I sadly drug my feet for about three months. With my daughter’s looming college tuition coming quickly, I decided to give him a call. Completely convinced there was no hope in fixing my credit issues, I met with…

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“Explaining the reasoning behind the numbers”

September 6, 2016

I was referred to Eddie by a gentleman who was helping me try and secure a home loan. My friend kept ranting about how wonderful Eddie was, and that Eddie know everything about this. I remembering rolling my eyes and thinking: “Great – I have to pay someone else.” While I did have to pay, it…

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“We couldn’t be happier with the people, process and results”

August 16, 2016

After having low credit scores come in between us and a handful of new home opportunities, we started down the path of improving our credit. After a honest conversation with Eddie, we were able to clearly set goals and expectations for the next few months to plan for our new home purchase. In just a…

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“We're sailing in with our home loan now”

August 11, 2016

Eddie, Thanks to you and your team, my family will get to move in our new home after a nasty divorce two years ago that destroyed my credit. You took me from a credit score of 570 to 663 in four months, and we’re sailing in with our home loan now at a high 3 interest rate.…

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“Robert's credit shot up 37 points”

July 20, 2016

Great News! We received our revised credit update and you were right, Robert’s credit shot up 37 points to 647! We’ve locked in our rate, which is lower than previously indicated due to the increased score; and, our estimated closing date has changed to the 1st week of August. Eddie, thank you so much for…

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“dream becoming reality only because of you and your staff”

June 20, 2016

I am beyond excited with results we received with your service! Thank you for making this journey of credit recovery such a breeze! Your video was extremely enlightening, your steps were very clear and your follow up along the way was amazing. I was especially impressed with your beyond-quick response to each and everyone of…

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“saved my retirement and my sanity”

March 14, 2016

Eddie Johansson at Credit Security Group is the real deal. Faced with an $80,000 demand letter for an old, forgotten debt from my wife’s failed business, he analyzed my situation and then took the lead in negotiating a settlement with the bank that saved my retirement and my sanity. Harry D. Denver, Colorado

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“feels so good!”

February 24, 2016

I’m more than happy with the decision I made to work with Credit Security Group! Work with? Yes, you will be educated and do your part, if you want to achieve the best results. Eddie and his team want you 100% vested in the process. From my first meeting with Eddie I was impressed with…

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“it’s a fantastic and busy time for us”

February 16, 2016

Just wanted you to know that we closed on our new home ! Both Joey Fox and LeAnn Smiley at Cendera Funding were wonderful and the same can be said for Chris Minteer and her team at Keller Williams. All worked together as a well-oiled machine providing us with an excellent customer experience. We have…

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“Our three kids now have a backyard to play in”

February 11, 2016

Hello, just wanted to let you know that in about 7 months your team got Eugene’s credit score up 100 points. We found a brand new house in August and we just closed yesterday. Thanks to you and the rest of your team. We have been wanting to buy a house for over nine years…

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“I know someone whom I really trust”

February 9, 2016

Where do I begin… We began our hunt for a new home in May 2015 and had no idea what we would be up against! This should be an exciting time, right?! We had our struggles in years past due to an unknown layoff that caused us to lose a lot and it has continued…

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“I learned more in five minutes”

February 5, 2016

Thank you again for quickly analyzing my personal credit profile. You immediately recognized the problem areas, which were not the areas I suspected were the biggest problems. You devised a simple but detailed strategy to properly fix my credit. I was amazed. I was impressed, even prior to speaking with you personally, with the video…

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“I was amazed.“

February 5, 2016

Thank you again for quickly analyzing my personal credit profile. You immediately recognized the problem areas, which were not the areas I suspected were the biggest problems. You conferenced called with me and asked me a couple more questions and then devised a simple but detailed strategy for how I should proceed to properly repair…

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“an excellent education”

December 15, 2015

Lance, Thank you for your work. It was an outstanding experience but more importantly an excellent education. Though not where I want to be yet, I know exactly what needs to be done and what the result will be. Feel free to use me as a referral at any time. Christopher D.

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“patient, efficient, and understanding”

December 11, 2015

Thanks Eddie and Shelly for helping me out with this dispute and all my other credit issues. You all are professional, patient, efficient, and understanding. Thanks again for everything! Marques F.

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“interest rate went from 8.5 to 3.75!”

November 30, 2015

Our interest rate went from 8.5 to 3.75! We are very excited! This has been a long time coming and Credit Security Group is the reason we have been approved to refinance our home. Thank you all so much! Kim B. Whitehouse, Texas

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“we will be closing today”

October 22, 2015

Rosalind, Mae and Credit Security Group, Just wanted to say “thank you so much” for all the help that you gave us to get Dr. S’s credit corrected. We were able to get it over the 700 mark, and we will be closing today for a refinance of her home mortgage. Your help was invaluable and…

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“learned so much just in the one hour”

October 12, 2015

Eddie, I just wanted to tell you thank you so much for your help on our credit. I think applying for our new home was one of the best steps we could have taken, because it led us to finding your help. I have learned so much just in the one hour of talking with…

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“secure a loan for my new home purchase”

September 24, 2015

Mike, I would like to take this opportunity to thank you very much for your assistance in correcting my credit reports. The service you gave me was invaluable and now allows me to move forward and secure a loan for my new home purchase. Thank you, thank you again! Y. Gonzales

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“such a burden I had carried for so long”

September 21, 2015

I was so impressed with the Credit Security Group team for the work they put into helping me improve my credit scores. So many times, the process can be daunting and I felt overwhelmed by feeling like I was taking steps in the wrong direction. Admittedly, I was a bit apprehensive about having someone help,…

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“saved my family's loan”

September 9, 2015

I was in need of a rapid change in my score for my mortgage. After hiring several companies with no results, I came upon Credit Security Group. They brought me into the fold as if I was a lost family member meeting them for the first time. They assessed my situation, through careful delineation of…

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“our first home!”

August 28, 2015

I want to extend my wife’s and my gratitude. You gave us fantastic advice, which guided us to our goal. We are signing our purchase papers tomorrow morning on our first home! Thank you so much, we truly could not have succeeded without your help! Ryan and Alison J. Flowermound, Texas

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“getting in a house very soon”

July 2, 2015

Rosalind, Thank you SO much! We look forward to getting in a house very soon. You and your company did a great job for us! You guys ROCK! Blessings, Randy H. Flint, Texas

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“information about my credit report and scores that I never knew”

June 22, 2015

Purchasing a home can be stressful all on its own, especially if you’re credit is not where it needs to be. I was referred to Eddie with Credit Security Group by my lender. Prior to meeting with Eddie, I was asked to watch a FICO video. The video was very informative and provided information about…

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“professional and fast”

June 18, 2015

Credit Security Group (Lance Stewart and Shelly Garcia) are the best! They help me to remove a dispute in my credit report and they did it professional and fast. I recommend them a lot! Rodolfo M. Houston, Texas

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“how to positively impact my credit”

June 10, 2015

Lance and his team at Credit Security Group worked quickly to correct my issues. He exceeded all expectations I had with the results my wife and I received. He was very professional and I was able to learn a lot from him moving forward on how to positively impact my credit. Craig E. Washington, Texas

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“The impossible was beat!”

June 2, 2015

Dear Credit Security Group, I am beyond grateful for all of the hard work and dedication by the team in restoring my credit. They are organized, knowledgeable and always went over and beyond to keep me informed with the status of my account. CSG raised my credit score from 516-640 in 45 days. YES, 45…

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"I really can see a light at the end of the tunnel."

May 11, 2015

Thank you so much for your time, patience, and advice during this very challenging moment in my life.  After speaking to you, I really can see a light at the end of the tunnel.  After our conversation, I was encouraged and had the information I needed. I am so looking forward to working more closely…

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“I can't believe it.”

May 4, 2015

Murdock ran my credit and my scores are 785! Up from 675! I can’t believe it. He has my print out if he hasn’t emailed it to you. Thank you thank you! Lindsey H. Dallas, Texas

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“helping us to purchase our dream home.”

May 1, 2015

Many thanks to Credit Security Group for helping us to purchase our dream home. Eddie is extremely knowledgeable and has superior communication skills. He was very clear and accurate  in exactly what needed to be done on our end and Eddie jumped through hoops to make sure all deadlines were met! We had only two…

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“The information is fresh, relevant”

April 24, 2015

I have been a CPA for almost 40 years. Each year I have to complete at least 40 hours of formal training on various financial and/or accounting topics. Over my career, it is safe to say I’ve completed over 2000 hours of formal training courses. The video you have on how FICO scores work would…

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“very grateful for their help and for my new home!”

April 15, 2015

I was in the process of purchasing a home, when I learned that a $20 bill from five years ago had tanked my credit score. I contacted Credit Security Group, and within one week, they were able to raise my credit score by more than 150 points allowing me to secure a mortgage. I am…

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“able to close escrow last Friday on the home”

April 8, 2015

Mike, I was able to close escrow last Friday on the home. It wasn’t easy but its done. This was nowhere near possible before I came to you. A huge thanks to you and Shelly for all your hard work getting my credit where it needed to be. I will send anyone who needs credit…

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“now qualify for a lower rate loan and lower mortgage insurance”

March 23, 2015

My mortgage lender suggested I talk with Credit Security Group for advice on how to increase my credit scores. I met with Eddie from CSG and after getting some great advice on how best allocate my resources to address specific areas, my scores jumped an average of 34 points in just six weeks! I now…

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“changed my life”

March 7, 2015

I have been working on settling all my debts for nearly 6 years. I was hoping the derogatory accounts would eventually go away over time but my bad credit was preventing me from buying a home. I had accounts that I thought were settled because I had received notice that the debts had been forgiven…

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“able to refinance my vehicle”

February 11, 2015

I want to thank you for helping me increase my credit score! Because of this, I was able to get two major credit cards in my name and also refinance my vehicle. I will definitely recommend your company for anyone that is looking to raise their credit score. Again thank you very much! Todd M.…

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“lightning fast improvement to my credit”

January 30, 2015

Thank you for the lightning fast improvement to my credit. You told me exactly what to do and my scores increased even higher than you guaranteed. Thank you again! Caleb O. Dallas, Texas

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“I knew exactly what to expect”

December 8, 2014

Just wanted to take a second to tell you guys how much I appreciate the work you have done with our Discover settlement. The process was pretty simple and every question I had was answered so that I knew exactly what to expect. Everyone in your office was extremely professional and knowledgeable. And of course the…

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“got exactly what we had hoped for”

December 4, 2014

Credit Security Group is an A+! These guys really know the credit system! First I was given a thorough education into how the credit scoring process works. Then, we looked at my credit score paperwork together and every detail was wonderfully broken down in a way I could understand it. From this meeting we had…

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“analysis discussion was excellent!”

November 21, 2014

Eddie, The information from the video and analysis discussion was excellent! The information that you provided me and most of all, the education is something that everyone should take advantage of. I have to share this will all my friends and family. Greatly appreciate your assistance! Stephen T. Dallas, Texas

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“the lender was as amazed as I was!”

November 7, 2014

I recently was in process of purchasing a home when the lender discovered that one of the credit reporting agencies was reporting that I had a substantial number of loans, credit cards, and other revolving charge accounts that would preclude me from qualifying for a loan! Almost 75% of the information provided was incorrect. I…

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“showed us that you cared ”

November 5, 2014

Hi Rosalind, I also would like to extend MUCH appreciation for your quick responses through this hard journey! That alone is worth so much to us! It showed us that you cared and professionalism. You and your company were such a blessing to us! We put trust in you and your company and you did…

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“beneficial for us for the rest of our lives”

September 27, 2014

Credit Security Group is Outstanding! I learned so much through the process of having them take on our credit issues. The team worked diligently to handle matters, and we were kept in the loop throughout the entire process. It was an easy process as our goals were thoroughly described to us and we knew exactly…

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“proud owners of a new home”

August 19, 2014

I wanted to thank the team at Credit Security Group for helping us achieve our financial goal and a special thanks to Lance for all the help that he provided in guiding us to reach our goal. We are proud owners of a new home thanks to you guys! Would definitely recommend your services to…

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“my dream come true”

July 7, 2014

I want to thank Credit Security Group for doing such a great job on improving my credit score. My credit score was a 607 when I started with CSG and my hopes of a new home were zero. The CSG team was able to take my 607 and turn it into a 666 in less…

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“accepted for a new home loan”

June 18, 2014

I would like to take the time to express my appreciation to the staff of Credit Security Group. From beginning to end, the process was very informative and eye opening. The FICO video is something every consumer should watch. The information provides a detailed, step-by-step strategy for improving one’s credit. The dedicated employees spent many…

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“made that dream a reality”

June 11, 2014

I wanted to thank Credit Security Group and Mike Garcia for everything they have done for me and my family, and getting us into a home. My situation was a long and difficult one (nearly a year) and Mike made sure that we were ready for a home purchase. Before connecting with CSG, owning a…

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“feel the freedom I feel now!”

May 13, 2014

Hi Rosalind, It’s been a while since we have spoken, but I wanted to drop you a line and let you know: I’m buying a house! All of your work and my patience has paid off. I was approved for my loan (all by lonesome!!!) just a few weeks ago, and have found the house…

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“I am now a homeowner!”

May 11, 2014

Good morning Lance, Just wanted to check in and give you an update. I closed on a home April 3rd! It was an exciting, stressful and a learning processes, but I am happy to say because of Credit Security Group, Prime Lending and hard work, I am now a homeowner! Thanks again to your team…

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“a new house will be built for us”

May 9, 2014

Lance, Jeff and I appreciate the time and expertise that was extended to us by you, the consulting attorney, and the President of Credit Security Group. Through your efforts, the credit reporting errors have hopefully been cleared up permanently, and we have now been approved for a home loan. Jeff and I are excited to…

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“great information to assist us”

May 8, 2014

Hi Aaron, Thank you so much for referring us to Eddie. He has provided us with great information to assist us in getting our credit where it needs to be. He is such a nice person and I am truly happy to have met him. Keep referring him to folks, he knows what he is…

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“Thanks for sticking in there with us”

May 8, 2014

Thank you for all that you and your team did to get us into our home. Thanks for sticking in there with us when it got tough and for being good at what you do. I will definitely keep your contact information and refer anyone who needs your help. Thanks, Franz G.

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“all the helpful information”

May 1, 2014

I wanted to say thank you for all the helpful information that your office provided.  I just had my credit rescored and my mid score they are using is a 678! Thanks, Tammy K. Meridian, Idaho

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“amazing to work with”

April 23, 2014

Awesome! I really appreciate all you’ve done to improve my credit. This is something I will definitely maintain from now on. Again, I thank you. You have been amazing to work with Rosalind. Gary R. Nacogdoches, Texas

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“we are closing today”

April 14, 2014

Eddie; Thank you for all of your help! We are closing today and could not have done it without you. Have a fantastic day! Rick J. Dallas, Texas

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“approved for loan with 0% down payment”

February 27, 2014

I would like to thank you for your valuable advice you gave me last month. My Credit scores have increase from 695 to 725 within the last month and I am approved for a Professional Home Mortgage loan with 0% down payment. Hassem G. San Antonio

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“ready to take back financial control”

February 24, 2014

Eddie, I wanted to send this email to thank you for taking the time to meet with me to consult on achieving my financial goals. I met with you back in October, and the credit report you had pulled for me is dated 10/14/2013. I told you when we met that my short term goal…

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“able to raise the funds”

February 21, 2014

Rosalind, I want to thank you and your team for your efforts on my file!  I was able to raise the funds and make my first acquisition and as part of the process I had different regulatory agencies checking my credit. Without your help this would have undoubtedly been an uncomfortable process.  So again, I…

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“raised my score to a 650”

February 6, 2014

Mike, They just pulled my credit and by following everything that you told me to do, it raised my score to a 650. Thank you so very much for all of your help and direction. I could not have done this with out it. Respectfully, Brian P. Bristol, Tennessee

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“The look on my wife's face says it all”

January 17, 2014

Many of us have been through it: because of mismanagement of our own finances, some family misfortune, or a combination of both we end up in a poor credit situation where there truly seems to be no way out. You feel like a loser and every one seems to look at you like a loser.…

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“changed our lives”

January 14, 2014

After going to several lenders to buy a home and being denied we were given Lance Stewart’s name. We almost made a big mistake not calling him because we have had problems in the past with “Credit Repair” type agencies. But we were assured that Lance was different. And WOW the information he gave us…

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“new scores look great”

December 2, 2013

Re: “Score is back in – new scores look great. We now have a 741 for you and a 738 for your wife.” Eddie, well done sir! I’m impressed! Many thanks and happy holidays! Sam B. Dallas, Texas

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“Scores are up!”

November 20, 2013

Eddie, Scores are up! You were right, “Mom” did a fantastic job. And I have to tell you, she’s about the nicest and sweetest person I’ve worked with in years. Kind of made me sad she did everything so quickly. I didn’t get to work with her anymore. Appreciate everything! Best regards, Justin M. Dallas,…

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“walked me through every step of the way”

October 28, 2013

When I called Credit Security Group my credit score was a 580. I was lucky enough to have Lance as my Credit analyst and he walked me through every step of the way. My credit score is now almost 700. Rosalind and the rescore team worked incredibly fast and the results were instant. The CSG…

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“gave me a great path”

October 24, 2013

I just wanted to send a quick thank you for our analysis. It was so informative and helpful, and gave me a great path to go on for purchasing a home. I will be sending any and everyone your way! Sincerely, Karly A. Flower Mound, Texas

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“our first home together”

October 1, 2013

My husband and I were referred to Credit Security Group after finding out we weren’t approved to buy a house because of a low credit score. The research staff did a tremendous job with improving my husband’s credit and we can now move forward with purchasing our first home together. I would highly recommend this…

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“made my day”

September 28, 2013

I am sending you this awesome message about Eddie . He is the best credit analyst yet. He knows exactly what he is talking about and saying when it comes to your credit history. He told me exactly what I needed to do to improve my credit score. He was so pleasant to talk with.…

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“in our first home thanks to you!”

September 27, 2013

I have to tell you first, that we are in our first home thanks to you! We bought in June and are loving it. We have 2 acres out in the country, which is exactly what we wanted. If it wasn’t for you, we would not be there THANKS! B. Carter Saginaw, Texas

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“so excited about everything that has been done”

September 23, 2013

Wow my credit score is a 663 now, that’s awesome! I’m so excited about everything that has been done, best money I’ve ever spent. Thanks for everything. Lori Nacogdoches, Texas

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“able to save on my house”

September 20, 2013

Great news, my credit went from 682 to 748! Thank you so much for your help and the thousands of dollars that I will now be able to save on my house! Tyler K. Burleson, Texas

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“closing on my new home at the end of the month”

August 15, 2013

Dear Mike, I would like to thank you and the staff at Credit Security Group for helping my get my credit cleared up and my credit score back up. In doing so, I am able to purchase a new home. I will be closing on my new home at the end of the month. I…

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“achieving success in this new chapter”

May 17, 2013

Breaking into the next chapter of our life was intimidating at first. My credit wasn’t great, but we didn’t know where to start. Eddie was patient with us and gave direct, great advice on how to improve our finances and credit. With the help of Eddie, I tackled my credit score and was able to raise…

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“regain the life that I deserve”

May 17, 2013

Thank you! What a journey! I couldn’t be more impressed with you and your team and what your company has done to free me from the chains of my own prison. I was always skeptical of these services but from the advisement of one of your old clients I trusted in you and over the…

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“resolve our credit issues so we could buy our home”

May 2, 2013

The team at Credit Security Group did an outstanding job helping my husband and I resolve our credit issues so we could buy our home. We had no idea how complicated the lending process could be, but they walked us through every step and kept us consistently informed on the progress. We are so proud…

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“We close on our house next Tuesday”

April 26, 2013

Good morning, My wife and I received our mortgage loan approval! I wanted to say thank you to Eddie and all of his staff. We close on our house next Tuesday and will be moving in May 1st. Thank your for re-scoring my credit and all of your guidance to ensure we maintain strong credit…

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“Great people, great company”

April 5, 2013

I was referred to Eddie Johansson at Credit Security Group in early February. My goal was to purchase a home, $330K. My scores were in the mid-600s and I needed over 700 to qualify, over 740 would allow best financing. It did not take long for me to realize I was working with someone who…

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“saving us thousands”

March 17, 2013

Dear Eddie and Credit Security Group, We recently decided to put our house on the market as we fell in love with another house. Having to move quickly we began working with our lender only to discover a major blemish on my credit report: a collection agency. My lender recommended Eddie and we were able to…

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“We closed on the house yesterday!”

March 2, 2013

We closed on the house yesterday!  I just wanted to take the time to thank you for your diligence and patience while assisting me.  I won’t hesitate to send folks your way. God bless! J.B. Dallas, TX

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“your kind help”

February 28, 2013

Thank you for all of your help. I so enjoyed my time with Eddie yesterday. He is a brilliant and dear young man. I’m not his Mother, but I am proud of him as well as being appreciative of his professional services. : ) Thank you, again, for your kind help. I will be recommending…

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“a really impressive score”

February 13, 2013

Wow! That’s a really impressive score. Thanks again for all of your help and guidance. I really appreciate all the effort you and your team have put in. thanks, B.D. Dallas, Texas

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“we can finally move forward to buying a house”

January 28, 2013

Eddie: Although Kevin said we were approved last week, that was only through the automated system and we still had to get through the underwriters. Well, he told us today that we’ve been approved by the underwriters as well! So, although it’s difficult for me to believe, looks like we can finally move forward to…

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“After months of struggling”

October 12, 2012

Thank you doesn’t begin to describe my feelings right now. I was quite skeptical when I first called you. You assured me that Credit Security Group could restore my credit. They did! CSG raised my mid-score 101 points. My good credit is back. I previously had excellent credit. I would go into a car dealership…

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“what it means to me to have my own home”

September 22, 2012

Hello, Rosalind, I wanted to let you know that I closed on my house last Friday and to thank you for your help and your patience with me during this process. I know you hear this a lot but you just don’t know what it means to me to have my own home and you…

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“true investment in your future”

August 24, 2012

Eddie is a true investment in your future. His advice was the sole reason my score went from the 500s to the 700s! Jesse L. Dallas, Texas

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“score has improved dramatically”

August 13, 2012

I would strongly recommend Rosalind Johansson and Credit Security Group for any credit needs. I contacted Rosalind because my credit score was low. Rosalind listened to all my needs and concerns. She explained how they could help me improve my credit score. Eight months later my score has improved dramatically. This credit score increase will save…

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“failed for three years”

July 29, 2012

I came to your office earlier this year. I had been struggling to bump up my credit and had failed for three years. I had been sitting on sub-prime scores for more than two years and could not understand how I could become prime so I could purchase my house. My credit scores were 601,…

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“just closed on our home”

July 15, 2012

We just closed on our home. One great big THANK YOU is in order. Words can’t express our gratitude. Thanks Eddie. Jesse C. Austin, Texas

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“see exactly what steps we need to take”

July 11, 2012

Please allow me to take a moment to express the gratitude we have for you following our meeting. Wow! After having so many people tell us what a mess were are in, your positive attitude and plan was so refreshing. Finally, we feel like we can see a way out! After we established which path…

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“in my new house and loving it”

July 3, 2012

I just want to let you and your team know that you did an outstanding job restoring my credit. As you know I was turned down for a home mortgage because my credit score was low and it did not qualify the minimum requirement. Then my loan officer Brian Reed referred me to you and I…

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“able to purchase our dream home”

June 28, 2012

Thank you so much for your assistance in improving our credit scores. We truly enjoyed working with you and the experience with Credit Security Group was easy, flawless and went so quickly. We learned a lot about our credit and the importance of a good clean report. We not only increased our scores, but were…

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“know that I will qualify for the loan”

June 21, 2012

I would like to take a minute to express my sincere appreciation to Rosalind Johansson and the team at Credit Security Group. I had become extremely frustrated with issues surrounding my credit file and felt it did not accurately portray my credit worthiness. I was very skeptical (for good reason!) of the credit repair and…

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“all things are possible”

May 6, 2012

Thank you so much for doing such a good job for me. I cannot thank you enough. Like the saying, “with God all things are possible,” I got a loan through Bank of America. God bless you. Thanks again, Audrey T.

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“into my first home”

April 23, 2012

I wanted to write and let you and the research team know what an outstanding job you did getting my credit improved and getting me into my first home. Without the help of your and your team, I would have never made it, that’s for sure. I highly recommend that anyone who is trying to…

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“I was ecstatic”

April 12, 2012

I just wanted to say thank you for all you have done for me. When I originally came to you, my score was in the low 600s. I had Michael run my credit last night and my Equifax came back at 753! I was ecstatic and shocked, to say the least. I knew it had…

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“approved to buy our first home”

April 3, 2012

My husband and I are thrilled with the results we received from Mike Garcia and Credit Security Group. After months of talking to “Credit Repair” companies I couldn’t shake the feeling they were on the make. Then a kind Mortgage Broker referred us to CSG. The rest is history. Our credit score jumped 45 points…

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“changed our lives and the lives of our children”

March 24, 2012

Well Mr. Eddie, you have honestly changed our lives and the lives of our children… seriously. Just the amount of information we received from the consultation alone is life changing. I really appreciate all of your help with everything and even you being the President and taking time out of your day to respond to…

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“now on our way to buying our first home”

March 22, 2012

Thank you again for all the work you did with us. My husband and I really feel as though you went out of your way to help us with our credit scores, and feel that we are now on our way to buying our first home. Your service was definitely worth the money spend. You…

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“We got it done!”

March 9, 2012

We got it done! New house and new car yesterday.  Great rates. Thanks again for your hard work. Brian K. Houston Texas.

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“I am no longer scared”

February 27, 2012

Eddie, I truly appreciate the diligence and effectiveness of you and the team at Credit Security Group. Before I employed your services I had virtually zero knowledge of the FICO system and a strong animosity toward credit bureaus. Now that you have taught me the inner workings of FICO and prescribed my credit the medicine…

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“feel confident and knowledgeable”

February 20, 2012

Thank you so much for taking the time, especially on a Saturday, to meet with me and my husband! We went in thinking our credit would be in no shape to even qualify for our first home, but with your help we now feel confident and knowledgeable about our credit standing! We both learned so…

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“did what I thought to be impossible”

January 6, 2012

I was planning on buying a new house and ran into a small blemish on my credit report from a medical bill that never made it to me from a previous move. A professional friend of mine referred me to CSG. After a full analysis with Eddie he assured me that there was hope and…

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“we get better interest rates”

January 5, 2012

On behalf of my husband Jesse and myself, I would like to take this opportunity to thank you for the work you have done on helping us get our credit scores higher. You helped us both understand the importance of getting our credit cleaned up and maintaining it so that we get better interest rates,…

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“now we are enjoying a 4.4% interest rate”

October 21, 2011

I had a $28 fraudulent charge on my credit history, and it was the only thing between me and a 740 point credit score and a cheaper mortgage. Reggie had it fixed in less than a week, and now we are enjoying a 4.4% interest rate. Thanks Reggie! The Rev. Howard Castleberry Christ Episcopal Church…

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“informative and educational”

September 24, 2011

Great meeting with Eddie. Actually, it begins with the video. It is very informative and educational. The meeting went very well because I understood some of the terminology and details from what I had seen in the video. The meeting served as great re-enforcement and a platform for adding to my knowledge as well as…

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“We just closed on our house”

May 5, 2011

I wanted to say THANK YOU! for all your help that you and your team provided us. We just closed on our house last month on the 29th and I want to let you guys know that you did exactly what you said you would do. If it wasn’t for you I would not have…

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“truly made a difference”

March 25, 2011

I just wanted to send you a quick thank you for all the great work you and your team have done. Reggie, the time you have spent working on my husband’s scores to get them where we needed has truly made a difference in the home we were able to choose. Thank you for accomplishing…

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“found new energy to keep going!”

March 21, 2011

I never thought my credit would be where it is now without having the help of Eddie and his Credit Security Staff. I used a credit repair agency but it didn’t tackle the most important items affecting my credit score in major ways. I was ready to give up on my credit. But with Eddie’s…

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“made our dream in buying a home come true”

March 17, 2011

Thank you so much for all your help. You truly made our dream in buying a home come true. It was just simple stuff that needed to be done, and we could not have done it with out you. Larry was right you are the best at what you do! I will refer you to…

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“knowledge you shared is invaluable”

March 12, 2011

Thank you very much for your services. We will highly recommend you to anyone that we know that needs them. Besides helping with our scores the knowledge that you shared with us is invaluable. Again thank you very much! Andres V. Brownsville, Texas

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“dream of owning a home again come true”

March 9, 2011

I would like to take this opportunity to thank you and your staff for helping me and my wife get our credit cleared up and our credit score back up. In doing so, we were able to purchase a new home. We appreciate everything you have done in making our dream of owning a home…

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“a breath of fresh air”

February 15, 2011

First of all I want to thank you so much for your sincere and caring assistance yesterday regarding my current credit situation. I found your bedside manner enjoyable yet the information and guidance you provide us was solid and extremely helpful. I can trust that you will continue to help champion our cause to build…

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“save us tremendous amounts of money”

February 4, 2011

Oh my gosh, we are so grateful! Last night we went ON and ON about how this higher credit score will save us tremendous amounts of money over time due to a lower interest rate on our mortgage! You are truly like a magician to us. Wow, your game plan was serious. Thanks a million!…

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“tools to get my credit score where it needs to be”

February 1, 2011

Thank you so much for all your great advice. I learned more in that one-and-a-half hours then I ever thought possible. I came away with the knowledge of how the credit scoring process works and the tools to get my credit score where it needs to be to buy a home. I would recommend you…

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“changed my financial life and future”

January 18, 2011

Thank you so much Reggie – your guidance has changed my financial life and future! Margaret S. Charlottesville Virginia

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“Excellent job, well done”

January 2, 2011

I was introduced to Credit Security Group via the Manager for Home Mortgages at Wells Fargo In Houston. I had my doubts and was still planning on trying to fix my Credit Report myself. You hear of so many reports of people paying money for credit score repair, with no results. However, after meeting Reggie…

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“now proceeding to a loan closing”

December 9, 2010

In the confusion and chaos of trying to complete the construction of our new home, I overlooked some mail and had a usually never used gas credit card go 30 days late. This $50.00 liability almost scuttled our project – it dropped my wife’s credit score by 100 points and put our loan in jeopardy.…

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“professionalism and friendliness”

November 14, 2010

I am very pleased with the quality of services I received from Credit Security Group. Credit Security Group has improved my credit score by 50 points in 4 months time. I cannot be more pleased with Rosalind and her research team. Her professionalism and friendliness have surpassed all expectations. I have tried other credit services…

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“forever grateful”

November 9, 2010

Thank you for everything you have done for me.   You and your research team have been truly a blessing.  Prov. 22:1 says: A good name is to be chosen rather than great riches, Loving favor rather than silver and gold and  Ecclesiastes 7:1-3 says: A good name is better than fine perfume, and the…

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“What an accomplishment!”

October 14, 2010

I am so excited I about did a cartwheel in the office. Thank you for ALL of you and your teams’ hard work. What an accomplishment! Heather H. Fort Worth, Texas

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“you changed everything”

October 11, 2010

Eddie, I can never thank you enough or find words to express my gratitude for what you have done for us. It was a great experience and I do remember that night in your office how confused we were but you changed everything. THANK YOU, Dean O. Dallas, Texas

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“this is a dramatic improvement!”

October 7, 2010

You did indeed work like a surgeon to clear up the errors on my credit report! Just so you know my score was actually lower in March at about 540 – so this is a dramatic improvement! I would like to be one of your case studies and will recommend you to all my friends…

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“Two words: Fast and efficient”

September 13, 2010

Thank you for your help!  Two words: Fast and efficient,  You were nothing short of exceptional. Because of your expert help with my dad’s credit score, we finally have lenders on our side now, and we are on our way to becoming home owners very soon! When initially the thought of actually owning a house…

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“knowledge, gameplan and confidence”

August 2, 2010

Personal financial and credit management can be confusing if you don’t have accurate information. Eddie Johansson’s credit re-scoring program and personal consultation gave me the knowledge, gameplan and confidence I needed to get back on track and return to planning for my future with a optimistic outlook. Not only did Eddie share his years of knowledge of…

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“I trusted my loan officer's referral”

July 22, 2010

I was referred to Eddie Johansson with Credit Security Group by my loan officer, I needed a 740 plus to get the best interest rate on my loan. My first conversation with Eddie was on a Thursday, by the following Wednesday, I was done, 748 mid-score!!  He and his staff are amazing. I have to…

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“a weight has been lifted”

July 16, 2010

I just wanted to send you a brief e-mail to let you know how much I appreciate your efforts regarding my credit situation!  As you already know, having good credit is very, very important and I feel that a weight has been lifted from my shoulders after the good news that I received today. You…

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“the great things you are doing”

July 16, 2010

Just keeping in touch with you to let you know we found a home… How do I get in your website and put on your website of what you have done for our family? Please let me know. We are getting an awesome interest rate and we can’t be any happier. I personally wanted to…

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“a company I can trust”

July 8, 2010

I would like to take the time to give my statement of complete satisfaction with the services of Credit Security Group. I am so encouraged to know that was my past and not part of my future. Working through only half of our contract, I have seen my mean score jump from 500 to 600. …

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“We were blown away”

July 2, 2010

We were blown away by what CSG was able to accomplish in such a short period of time – thank you all so much! C.M. Charlottesville, Virginia

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“Credit Security Group is so amazing”

June 16, 2010

My husband and I were referred to Credit Security Group by a loan officer. Our goal was to purchase our first home, with a VA Certificate. My husband was 4 pts from where he needed to be. It was requested that I pay $1,100.00 on one of our credit cards. It was devastating when my…

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“able to get financed within 3 months”

June 4, 2010

I would like to thank you and your team for their diligent work that allowed us to be financed to build our own home! We were able to get financed within 3 months after beginning our process with you guys! What a great blessing it has been for the beginning of the rest of our…

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“This is really awesome”

June 3, 2010

WOW! Eddie thank you so much for everything! This is really awesome and can’t even describe the feeling I have. I can’t thank you and your staff enough. Cynthia Calderon Lake Jackson, TX

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“never thought this day would come.”

May 19, 2010

I just wanted to let you know how much I appreciate what you have done for me. I never thought this day would come. Thank you! Sitara Simpson Clinton Township, MI

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“lowest score was increased by 37 points”

May 5, 2010

Working with Mr. Johansson was fantastic. After a short question and answer session and a couple of credit minor purchases he was able to get all 3 of my FICO scores increased. The lowest score was increased by 37 points. I strongly recommend his services to anyone trying to raise their credit scores. Frank J.…

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“I was in a tough situation”

January 25, 2010

I have been a hard working professional for 26 years. Over the course of 2 years where I sold my business for a loss, and then subsequently got a divorce, my usually “fair” credit score (mid-600s), dipped to a mid-score of 511 early in 2008. I was in a tough situation. I was a business…

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“getting those student loan late payments off”

January 16, 2010

The loan is going to go through. I close in 3 weeks. The results have been excellent! The biggest thing is getting those student loan late payments off. I have called them numerous times and have had the school send the required proof several times, and I didn’t see changes until your staff corrected all…

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“almost a miracle to me”

December 10, 2009

I wanted to thank you and the Credit Security Group team for all of the personalized help regarding my ordeal with the credit reporting agencies to correct the mistakes shown on my credit report. You were able to do in a few weeks what I had no idea of how to correct or who to…

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“My life was going nowhere”

October 5, 2009

A year ago, I was in bad shape as far as credit was concerned. My life was going nowhere. Rosalind Johansson at Credit Security Group answered all my prayers in improving my credit. She’s a wonderful, warm and kind business person whose business is to take care of business. I love Rosalind for being fair…

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“you guys are amazing”

August 23, 2009

All I can say is that you guys are amazing! I took Reggie’s advice, and now my scores are: Equifax 762; Experian 767; TransUnion 788. Can’t thank you all enough for your help! Best wishes, Carrie M.

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“I thought you were crazy”

July 27, 2009

Please relay my thanks to your staff for a job well done! I have accomplished my goal of securing a low-interest mortgage refinance based primarily on my improved credit scores – which were a direct result of your work on my behalf. Just three months ago, you and I set a mutual goal that quite…

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“a very heartfelt thank you”

July 17, 2009

I just wanted to send you and your research team a very heartfelt thank you! Your hard work and diligence toward cleaning up my credit scores is very much appreciated. I never realized there was so much to FICO scores. Eddie, you and your team rock! Sharon G.

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“helping us along the road to building wealth”

July 8, 2009

Rey and I just locked in our mortgage rate at 5.5% yesterday! We are very excited and thankful for the help you gave us in achieving this huge goal. We truly appreciate your team at CSG for helping us along the road to building wealth. Thanks again! Kimberly F.

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“a dream is coming true”

June 19, 2009

I am writing this to thank you for helping me by re-scoring and restoring my credit! Next week I will be closing on a house. I was approved by Bank of America (a bank, I might add, that wouldn’t even let me open a checking account in 2006!) The house is exactly where and what…

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“where I needed to be to attain my goals”

June 14, 2009

I don’t know any other way to say it, but thank you just doesn’t seem like it is enough for what you have done to help us get our first home. It is due to your hard work that we are in a position to do this, and I want you to know that I…

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“my family's dream of home ownership”

June 5, 2009

I just wanted to let you and Credit Security Group know how happy I am with your service. I never thought I would be able to qualify for a home loan, and with your help, I am now pre-qualified and shopping for my first house. Thanks for making my family’s dream of home ownership a…

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“my score wasn't set in stone”

May 31, 2009

I highly recommend Credit Security Group’s services to anyone with a less than perfect credit score I was referred to Eddie after finding out I was denied a lower rate on my mortgage refinance due to an average credit score. I was desperate to have a higher score so I could take advantage of falling…

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May 21, 2009

Greetings Eddie, First, I would like to thank you for representing your company so very well! This was one of the greatest investment towards reestablishing my credit score and my identity. Your staff has shown me great support, guidance and structure in the time of need. If I could write a book about “Standing Firm…

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“in our dream home now”

May 19, 2009

We are writing to say “Thank You” from the Desgraves family. Credit Security Group is a first class firm. We’ve been in our dream home now for one year and a great deal of the credit for making that happen goes to you and your staff at Credit Security Group. Your consultation was very informative…

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“looking forward to moving in!”

May 13, 2009

Thank you so much for all of your help in clearing up the credit report issue we had. Thanks to you, getting our first house was possible! This has been quite the journey, and getting a first home has proved stressful at times. At least this part is behind us and we can start looking…

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“hope for the first time in ages”

May 12, 2009

You were referred to us by our mortgage broker, who was himself a previous client of yours. I have to say this was the best referral we’ve every received! After meeting with you, we had hope for the first time in ages. We are extremely pleased with the results we received from you and your…

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“saved my home and credit”

April 23, 2009

I am writing in reference to the recent work you did for us and would like to thank you for such speedy work. You basically saved my home and credit status. It was done quickly with great results. After eight months and several attempts by the mortgage company to fix the problem, you were able…

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“many doors have been opened”

April 9, 2009

In a very short period of time, my credit situation has improved significantly after working with Mr. Reggie Rice of Credit Security Group. Not only has their advice enabled me to improve my credit, but I now know certain steps to take in order to maintain consistency in my credit rating. I would highly recommend…

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“mistakenly reported tax lien for over 10 years”

April 6, 2009

Thank you for helping raise my credit score by almost 100 points! As you know, I’ve been struggling with a mistakenly reported tax lien for over 10 years, and it only took you a week to get it removed. I’ll save thousands of dollars on mortgage interest alone. Thanks again. Dave C. Dallas, Texas

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“dream of owning a home a reality”

April 2, 2009

After finding the home of our dreams, we quickly realized we needed to bring our credit scores up to qualify for an FHA loan. Our mortgage professional referred us to Eddie and his team at Credit Security Group. Their professionalism and quick attention to our needs made our dream of owning a home a reality.…

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“I have complete confidence”

March 19, 2009

You and your crew are an asset and a valuable organization to do business with. The whole process from start to finish has been a breeze. The education alone that you provided is worth it. My father introduced me to Mr. Reggie Rice and had worked with Credit Security Group in the past with great…

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“get us to and through closing”

March 15, 2009

I just wanted to thank all of you for all you did to get us to and through closing. Ya’ll are a great group of people who are very good at what you do and made this a smooth process. I am including all of you because I know all you network and know how…

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“save almost $600 a month”

March 5, 2009

I just wanted to take a moment to thank you and acknowledge the results Credit Security Group has provided. For years I’ve hovered with a credit score that just did not move. With your consultation and evaluation of my situation, my score has increased an unbelievable 100 points! That allowed me to refinance my home…

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“sleeping in our new home now!”

February 22, 2009

Just wanted to take a quick moment to express my gratitude and pleasure with your company. I first contacted Credit Security Group in May when I applied for a mortgage and was denied due to numerous issues on my credit report. This shocked me as I just purchased a brand new SUV. My loan officer…

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“I feel much better”

February 21, 2009

Thank you so much for deciding to make this credit counseling thing a career. After speaking with you today, I feel much better… so much shame is lifted from me. It was never my intention to neglect my creditors. In fact, it was just life and circumstance. If I had had a dime to my…

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“I have my new car at a great rate”

February 17, 2009

I signed up with Credit Security Group for one reason – to increase my credit score so I could get a new car. Before, with my old credit score, the dealer would either laugh or quote me a terrible interest rate. Now I have my new car at a great rate. At first I thought…

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“went from being a renter to a home owner”

February 2, 2009

I first heard about Credit Security Group from a friend who recommended that I use their service to improve my credit score. I was unsure if this would be the right thing for me. My goal was to buy a house and I needed my scores to jump up in a hurry. They went right…

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“totally worth it”

January 25, 2009

Thanks for making this easy, fast, and totally worth it. You guys were a pleasure to work with. Sincerely, Matt M.

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“I thought all hope was lost”

January 11, 2009

Wow, I’ve learned so much in the short amount of time we talked, probably more then my parents taught me about credit. Your info gave me so much insight, and I love how you broke it down for me. It was easy to understand and grasp. I can’t thank you enough for what you have…

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“I was amazed and shocked”

December 20, 2008

I wanted to send a quick note to thank you for sparing some time in your busy schedule to work with me. I was amazed and shocked at the things I learned on our phone call. It is really scary to me how many ways the credit card companies and the mortgage companies can put…

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“really turned my life around”

November 28, 2008

YIPPEE! That is great news! So, the apartment judgment has been removed from all three credit reports! Thanks again for all of your help! You guys are the best and have really turned my life around. Chandra C.

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“a blessing to my soul and to my girls”

November 9, 2008

You have been and angel sent from God. It feels like I didn’t totally get the bad end of the stick. You have been a blessing to my soul and to my girls. I can’t thank you enough. God bless. Tempi S. Houston, Texas

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“a real estate investment could have fallen apart”

October 15, 2008

A little bit about Eddie Johansson. Eddie is the real deal! He’s the absolute “Credit Ninja.” I was in a position where a real estate investment could have fallen apart, if it had not be for Eddie. Eddie knows what to say and who to say it to. Within a few weeks my score was…

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“things I need to know to improve the future of my son”

September 29, 2008

Eddie: Thanks so much! You’re not only improving my future by you’re teaching me things I need to know to improve the future of my son. I only hope one day I run into you to tell you thank you face-to-face. Shaless P.

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“now we are home owners”

September 26, 2008

Rosalind, My husband and I would like to thank you for your financial advice. You may not remember me, but my first meeting with you gave me an eye-opening experience about my credit and what it meant. The way you carefully explained every aspect of our credit report and what we needed to do in…

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“learned lessons that I will always use”

September 7, 2008

Eddie, I just wanted to drop you a line to say how much I thank you for your help in getting my credit score up from 690 to 763. It was extremely helpful in getting my two loans here at the 360 Condo’s in Austin. As you know we got started late and your team…

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“finally living out our dream”

August 19, 2008

Thank you and the rest of the fantastic team at Credit Security Group! Our credit score had dropped to the mid 500s and we were over $10,000 in debt. We wanted to buy our first home but were continually turn down. We tried two so-called credit repair companies, but we spent a lot of money…

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“my strong spirit through all of this”

August 19, 2008

Dear Credit Security Group, I wanted to take the time to let everyone know how wonderful it was to work with such a dedicated person like Eddie Johansson. He was patient with me and calmed my fears (on a daily basis). I would look forward to doing business with him in the future. Thanks, Eddie,…

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“cannot thank you enough”

July 31, 2008

Dear Eddie, I cannot thank you enough for the excellent work you have done for me. Getting my credit score over 700 is fantastic! Dick told me you were the best, and he was certainly right. I will continue to recommend you to all my clients that need such assistance. Christina W.

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“We used to just dream”

July 12, 2008

I would like to take the opportunity to personally thank you and your staff for all of the hard work and outstanding service that you provided to myself and my wife Carlos. We greatly appreciate all that was done. It is a great feeling to be able to view your credit score and not look…

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“I was pretty befuddled”

July 3, 2008

Kudos to the folks at Credit Security Group! In short order I was able to remove an error on my report and get my credit rating re-scored with an increase of almost 100 points. I was pretty befuddled about how to resolve an error that was sinking my score. The outcome was as delightful as…

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“interest this will save me over the lifetime of my loan is enormous”

June 14, 2008

Dear Credit Security Group, I’d like to express my gratitude to Rosalind Johansson and the Credit Security Group team for the outstanding job they performed in restoring my credit. Before I hired them, my credit score was in the lower 600s. A few months after hiring them, my credit score was above 700 and 18…

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“low credit score did not allow me to be eligible”

June 14, 2008

Before I started this program my low credit score did not allow me to be eligible for any kind of loan, mortgages, car loans, credit card, etc. I had never tracked my credit score and there were many erroneous entries. Over a period of six months, Eddie and Credit Security Group was able to increase…

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“finally bought our dream home”

May 30, 2008

Dear Mr. Johansson, I would like to take the opportunity to thank you and your company Credit Security Group for making our dreams come true. We finally bought our dream home on May 20, 2008. When the family decided to relocate to Texas in 2007, we did not foresee credit obstacles until we decided to…

[ Read More… ]

“I didn't know where to start”

May 26, 2008

I already feel like a big burden has been lifted off my shoulders! You were reassuring and I am glad your group will be working on this for us. I didn’t know where to start! It is my goal for our credit scores to really reflect that we are good consumers that pay our bills…

[ Read More… ]

“Now I have a new car”

May 23, 2008

I was very impressed with our visit and how professional and friendly everyone was. I was nervous, but soon felt relaxed discussing my credit scores. Reggie, thank you so much for helping me understand how to improve my credit score and keep it at a good level. Now I have a new car, thanks to…

[ Read More… ]

“given me peace of mind”

May 7, 2008

In the last year you had worked on cleaning up my credit report and getting my score increased. You also gave me some advice and some options to help on my end. I took your advice and I saw it pay off this year. It is amazing how much higher my credit is now versus…

[ Read More… ]

“my credit score is not going to prevent us”

May 4, 2008

After a messy divorce and raising four kids alone for several years, I remarried in 2006. My credit score was pretty low: in the 500s. My husband and I wanted a new home but we knew we had to do some work to improve my credit score. Our loan officer recommended we contact Rosalind Johansson…

[ Read More… ]

“we closed Monday on our refinance”

May 1, 2008

Eddie, I want to extend my thanks to both of you for the help and information. It was very helpful, and we closed Monday on our refinance with a better interest rate. I will definitely keep your information and give the referral when I know someone who is interested in credit counseling. Again, thank you…

[ Read More… ]

“able to purchase a beautiful new home”

April 20, 2008

Dear Mr. Johansson My husband and I are so extremely grateful for your company’s credit services. With Credit Security Group’s help our credit score increased over 200 points. As you know, we were in horrible financial straits due to a legal battle that we won, but in the process destroyed our perfect credit ratings. With…

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“we are well on our way”

April 9, 2008

Working with Rosalind and Eddie was a true pleasure. They really know the ins and outs of the credit world. It is amazing to see how small mistakes on the vendor side can really cost you money. Our plan was simple – do what they said in a timely matter and our score would be…

[ Read More… ]

“very satisfied with my outcome”

March 26, 2008

Hi Eddie, I closed on a loan and am very satisfied with my outcome. I would like to thank you and your staff for all the hard work you did for me. You made this possible for me and I really appreciate it. I will certainly recommend Credit Security Group to anyone that needs financial…

[ Read More… ]

“a sense of pride”

March 12, 2008

In preparation for refinancing my house, my mortgage broker recommended I contacted Credit Security Group to analyze my credit in an effort to address some of the derogatory entries in my file. I’ve disputed negative entries on my own before through the credit bureaus and thought I was pretty well-versed on how to do it.…

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“accomplished everything I set out to do”

February 22, 2008

I appreciate everything you and your organization has accomplished for me throughout the past year. I’ve accomplished everything I set out to do! In the past few months we have qualified for and built the $36,000 pool and purchased two new cars with awesome interest rates. I’ve learned a lot about FICO scores and hopefully…

[ Read More… ]

“first class all the way”

February 3, 2008

I have to say that Credit Security Group has done a fantastic job on my credit report! You guys are amazing. I have recommended you to several people I know that are thinking of doing the same. Once again, first class all the way! You have a great company. I plan on referring anyone I…

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“approved for my first auto loan”

January 17, 2008

I want to thank you so much for helping me! I appreciate all of the time and effort your company has put forth to make opportunities for me possible. Just this morning I was approved for my first auto loan. Thanks again! Christina J.

[ Read More… ]

“made things possible that looked to be impossible”

December 29, 2007

Eddie, It has been an absolute pleasure working with you, and I cannot thank you enough for helping me with my credit. You are my hero! I wasn’t sure of the outcome for me but you made things possible that looked to be impossible for me at this important time. I have already been asked…

[ Read More… ]

“we have closed on our home”

December 6, 2007

I must say that Credit Security Group is the best choice anyone can make when you need to get your credit straightened out. My husband couldn’t get anything in his name about five or six months. ago. I am very proud to say thanks to Rosalind and CSG, we have closed on our home just…

[ Read More… ]

“I feel confident about applying for a loan”

November 17, 2007

I want to thank you guys for the good work you did on my credit report. I remember that only last year I was desperate about the lowest scores and today I feel confident about applying for a loan. Thank you again. Daniela W.

[ Read More… ]

“for the first time we saw an end to all this”

October 24, 2007

“Thank you” just does not seem to be enough for the help that Eddie Johansson gave us. My husband and I are going through a lot with our credit and didn’t know what the next step should be. We were getting harassing phone calls and letters from creditors and collection agencies, but our credit consolidation…

[ Read More… ]

“I can now experience the dream home ownership”

October 10, 2007

Thank you Eddie & the entire Credit Security Group Family! My experience with CSG was absolutely incredible! The process was very simple, and the results were realized quite sooner than I expected. My middle score sent from 547 to an amazing 638 score in a matter of only four months. This qualified me for an…

[ Read More… ]

“truly an eye opener”

September 21, 2007

Being a Real Estate Investor, the information and recommendations given me from Eddie Johansson was truly an eye opener. Thank you so very much Eddie for the excellent service you have provided me. I have learned some important facts and acquired a better understanding of how the three credit bureaus work. One small mistake can…

[ Read More… ]

“We thought it was hopeless”

August 18, 2007

Dear Rosalind, Cesar and I just wanted to take a minute to Thank You for all that you and Eddie have done for us. At first Cesar and I were not so sure that we would be able to get into the home that we truly knew that was meant for us. Then after being…

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“hated looking in the mail box”

July 15, 2007

I am a private first class in the Army. Before leaving for my first deployment in Iraq I had a terrible credit score. I had creditors calling everyday, and I hated looking in the mail box because I knew that the only letters I got were from them. Credit Security Group turned that all around. Eddie…

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“make our loan application look very attractive”

June 19, 2007

Dear Eddie, I would like to take this time to thank you and Credit Security Group for improving my wife and my credit score an average of 62 points. You and your staff have a great thing going there. Your counseling and your diligent tracking and monitoring the accuracy of our Bureau report make our…

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“loving living in the new neighborhood”

May 24, 2007

We closed on the new house October 27th. We are loving living in the new neighborhood and are so happy things worked out for us on getting our first home built. Thank you so much Rosalind for your help, I will continue to refer people your way. Attached is a picture of our new home.…

[ Read More… ]

“Free at last, free at last!”

April 28, 2007

Free at last, free at last! After 20 years of carrying that illegitimate IRS boat anchor around our necks. I can’t tell you what that has cost us and in how many different ways. Again, well done! Bill and Rebecca Y.

[ Read More… ]

“a credit score that will help my family”

April 10, 2007

To Rosalind, My Credit Angel, You came highly recommended by my sister-in-law about seven months ago, and I must say that I made the best decision when I finally decide to let you guys help me out! I came in with a credit scores (that I’d rather not share with others LOL), but have left…

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“not expecting our scores to be as high”

April 6, 2007

Thank you so much for helping us with our credit so quickly! We were not expecting our scores to be as high as they were after you went to work. We definitely recommend your services to anyone who would like to improve their credit. Our experience was easy and painless and we are grateful for…

[ Read More… ]

“ no one would talk to us or even consider credit”

March 15, 2007

I am writing this letter to share what I consider the best money I ever spent. My wife and I had been forced into a bankruptcy due to a major illness for which she lost a $40,000 a year job without warning. Like most people we were living pay check to paycheck at the time…

[ Read More… ]

“received a call at work from an creditor”

February 26, 2007

I was referred to Eddie by one of my friends, who is also an client of Eddie. I have to tell you, I was a little skeptical at first. You hear all kinds of people talking about cleaning up your credit on the radio. I received a call at work from an creditor, who was…

[ Read More… ]

“A great burden has been lifted”

February 9, 2007

I can’t say “Thank you!” enough! The thought of cleaning up my credit has been in the back of my mind for years, and contacting a service has always frightened me because of the many stories of disreputable companies. So, when Bill Rapp of CDM Mortgages recommended Reggie Rice and Credit Security Group, I felt…

[ Read More… ]

“Miracles still happen”

January 27, 2007

My divorce was final in February, bankruptcy discharged in February. I had no credit and I wanted to buy a house. My lender recommended that I get my credit fixed. I was determined to get my life back in order. I called Credit Security Group and within five months, I was able to purchase a…

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“achieve the status that I wished”

January 26, 2007

Very impressive. Not only did my credit score achieve the status that I wished within the 8 months that we agreed on in our first meeting, but it exceeded my expectations. I can now purchase a home with a reasonable mortgage rate, and obtain lines of credit that I thought would take at minimum several…

[ Read More… ]

“the impossible could happen”

December 18, 2006

First of all I want to say a big Thank You to Eddie Johansson and Reggie Rice. When I first heard about Credit Security Group, I was a little hesitant, but with the results and dedication that I’ve seen, I would have to say they are the best credit consulting company out there. My scores…

[ Read More… ]

“My situation was uniquely difficult”

December 6, 2006

Dear Eddie, I would like to personally thank you and the Credit Security Group family for working tirelessly to assist me in improving my credit scores. CSG was recommended to me by my brother. I was a bit apprehensive at first doing business with someone I never met that was representing a company I did not know.…

[ Read More… ]

“I actually caused my credit score to decrease”

November 26, 2006

Dear Rosalind, I wanted to thank you again for all of your help in getting me in good shape credit wise to get my home equity loan. Your knowledge was invaluable in helping me understand how creditors view and interpret my information. Your advice on how to restructure my debt from unsecured revolving to installment…

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“My score was not even worth looking at”

October 22, 2006

Rosalind, I would like to thank you and the Credit Security Group staff for helping me with my credit. It was painless and effortless on my part. All I had to do was forward information and forget about it. My score was not even worth looking at to build a house. Now not only can…

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“got more out of the one hour”

September 8, 2006

My husband and I got more out of the one hour we spent with you and your assistant than we could have in hours or even days of searching the internet for the same valuable information. Thanks, Diane D.

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“huge weight which has been lifted off me”

July 26, 2006

I wanted to write you and convey my sincerest thank you for the assistance you provided me in my credit situation. I was referred to you by my loan officer whom has been trying his hardest to get me a loan in order that I could get out of my debt situation. Unfortunately, I had…

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“able to close the loan in two weeks”

June 23, 2006

Thank you so much for helping me improve my credit score and cleaning up my credit report of all those medical, wrong accounts, info not belonging to me, etc. Without your help I would have never been successful correcting my credit report and improving my credit score. Your professional guidance made the process of buying…

[ Read More… ]

“What a high I am on”

May 21, 2006

My Dear Rosalind, You would not believe this but today I checked my credit rating and it is almost 700. It was only 6 months ago when no one would speak to me, and I was begging for credit. Now what a difference six months has made. Today I was offered a mortgage which I…

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“I was shocked to find”

May 12, 2006

I appreciate your prompt and efficient dealings. Your end result mirrored our initial discussion which is rare in today’s business environment. As someone who prides themselves on outstanding credit, I was shocked to find two oversights of an immaterial amount could impact my rating so substantially. My credit scores have now returned to my expectation…

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“enjoying the experiences of home ownership”

April 18, 2006

When we heard about Credit Security Group, we were in the process of purchasing our first home. We contacted Rosalind, and from the beginning, it was the best experience we could ever ask for. Rosalind kept in constant contact with us during the entire process. She was eager to learn our goals and do everything…

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“getting our first house”

March 29, 2006

Thank you Rosalind for all the help you gave Gaylon and me. We are in the process in getting our first house thanks to you and Credit Security Group. You have wonderful Customer Service skills and you make a person feel very comfortable and reassured. We had a pleasure speaking and confiding in you. I…

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“goal was to be in position to refinance our house”

March 16, 2006

I want to offer my gratitude for the results we achieved using Credit Security Group and to you in particular. We entered the program in May 2005 with a 533 credit score and as of February 2006 were showing a 700. That is a 167 point jump in 9 months which we accomplished by altering…

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“removed a major blot”

March 13, 2006

First of all, I want to thank you for the excellent work you and Credit Security Group did for me. You removed a major blot from my credit report that would have otherwise remained, wreaking its havoc on my credit, for who knows how many years. It is so good to know that part of…

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“greatly improved my credit rating”

February 13, 2006

Eddie, I wanted to take the time to thank you for all your help. You were referred to me by Brett Ruddell at Griffin Financial and I am so happy to be working with you. You greatly improved my credit rating and I now have the scores it takes to get an A-Paper loan. I…

[ Read More… ]

“I don't trust people easily”

February 2, 2006

At first I was very skeptical, I don’t trust people easily. However you were recommended to me by someone I know and trust so I decided to give it a shot. My first impression was that you were very compassionate and professional. I felt you were really interested in helping us. In a month and…

[ Read More… ]

“now pre-approved for a house”

January 22, 2006

I would like to thank everyone at Credit Security Group for working so hard for us. They managed to get our score up over a hundred points in less than a year. We went from having a mess of stuff that was either incorrect or just old stuff to a very clean record. The got…

[ Read More… ]

“now I can buy an investment property”

January 11, 2006

Rosalind, I am not believing my credit score. What blows me away is that the process was so quick and I did what you said, mail in my results ASAP, and now I can buy an investment property with my Dad. In the beginning I thought to myself, oh my gosh this sounds like a…

[ Read More… ]

“I had given up”

October 16, 2005

Dear Eddie, I can’t tell you how grateful I am for the work you did. I have struggled for seven years to remove an erroneous piece of information from my credit report, all without success, until you came along. First I tried, and quickly got nowhere. Then I hired one credit repair company after another,…

[ Read More… ]

“a feeling of freedom and excitement”

October 11, 2005

Dear Roz, My family and I would like to let you know how much we appreciate the help that you and your group provided in helping us realize our dream. Home ownership had been something that, for years, we could only dream about. But, thanks to you and Credit Security Group we are now living…

[ Read More… ]

“credit scores where they needed to be”

September 29, 2005

First of all I would like to thank you for helping in getting my credit scores where they needed to be to purchase a house. When I hired you in April my credit scores was 557, the last credit score was pulled in September and it was at 591. Job well done, it couldn’t have…

[ Read More… ]

“credit profile is the best I've ever had”

September 12, 2005

I want to thank Credit Security Group for the tremendous results I received from your services. My credit score has improved by over 100 points. My credit profile is the best I’ve ever had. I will refer your services to anyone I know who has any hesitation, as I did, approaching and demanding fair reporting to…

[ Read More… ]

“I was very nervous about my credit”

August 26, 2005

As a first time home buyer I was very nervous about my credit history. A good friend highly recommended Eddie at Credit Security Group, so I gave him a call. I was surprised at how patient and understanding that Eddie was to my situation. To make a long story short, I had a small window…

[ Read More… ]

“credit is no longer a liability”

August 25, 2005

Having been declined for credit numerous times, I was fortunate to become aware of Credit Security Group. Through their diligence, they found numerous false and inaccurate information in my credit files. Thanks to CSG, my credit scores have increased to where credit is no longer a liability. The best money management tool I have experienced.…

[ Read More… ]

“we are pre-qualified to purchase a home”

August 23, 2005

I would like to share with you briefly how my husband and I came to know Reggie at Credit Security Group, and how their services helped us purchase our home. Our goal was to purchase a home with an interest rate that was competitive and would allow us to purchase a home we would enjoy…

[ Read More… ]

“the interest rate I was hoping for”

August 19, 2005

I wanted to thank you so much for assisting me with improving my credit score. The work done by Credit Security Group allowed me to get the interest rate I was hoping for when purchasing my new home. I couldn’t have done it without you! You made working with CSG easy. The staff was always…

[ Read More… ]

“living in my dream home”

August 15, 2005

I just wanted to thank you and Credit Security Group for all the hard work you did on my credit. I never would have been able to purchase my home if not for you. You always answered my questions and made me feel that my credit was as important to you as it is to…

[ Read More… ]

“It was well worth the time”

August 10, 2005

I want to thank you, Rosalind, and Credit Security Group for assisting me in improving my credit score. It was well worth the time, money and effort. Within months I began to see my credit score increase, and within a year I was approved for a loan at a local credit union. I was very…

[ Read More… ]

“a home out in the country on a few acres”

July 12, 2005

You know how long Bob and I have been wanting to have a home out in the country on a few acres. When we first contacted you, we were ready to move forward with you for several reasons. You sounded so confident that you could help us, you were very professional, and you were extremely…

[ Read More… ]

“There is no other feeling like it”

June 26, 2005

It is very hard for me to put into words just how Linda and I feel to finally own our own home. We have been dreaming about this for many years and never thought it would happen. When I get home from a long haul out of the US, the feeling to be able to…

[ Read More… ]

“We had to reach a certain credit score”

June 14, 2005

I took time out to write this letter because I want you to know how much my husband and I appreciate all that you and Credit Security Group have done for us. When we started with CSG in January, we had some serious issues on our credit report. We were told that we were going…

[ Read More… ]

“truly never imagined to have such success”

May 13, 2005

I have been a client of Credit Security Group for about six months now. I can’t begin to say enough in regards to the services I have received. As I listen to myself prepare to write this testimonial, I hear myself sounding like an infomercial where one is to wonder, “Are these people for real…

[ Read More… ]

“scores have increased tremendously”

May 1, 2005

I want to thank you and Credit Security Group for working with me regarding my credit report. Thru all of your hard work, my scores have increased tremendously. This was such a simple process for me. I let you do all the work and I waited for the results. I appreciate everything you did for…

[ Read More… ]

“saving me thousands in interest”

April 4, 2005

I have to admit that I was a little skeptical when I had my first meeting with Reggie. However after meeting with Reggie and discussing my situation, I was put at ease. I will make this short and sweet. After everything was said and done my credit score went up 75 points saving me thousands…

[ Read More… ]

“Now the time is finally here”

April 4, 2005

Thank you so much for helping me and my wife improve my credit scores so we can now finally look for a house with some land, if possible. This has been a dream of ours for many years. Now the time is finally here. I believe my scores are above 660 right now and we…

[ Read More… ]

“scores where I needed them to be”

March 23, 2005

I was very pleased with the service that I received from Credit Security Group. They were very proficient getting my scores where I needed them to be in order for me to purchase my home. They were well worth the money. David E.

[ Read More… ]

“felt like a champion boxer”

February 22, 2005

I can’t thank you enough for the job well done on my behalf and my credit report. I was thoroughly amazed with the personal attention I received, not to mention the monthly reports on where we stood on my particular case. I also can’t say enough about the ease of the whole process. And, to…

[ Read More… ]

“never thought this could happen to me”

February 11, 2005

Rosalind, I just purchased a new truck and it is in my name – WOW this is so great. You know how hesitant I was to use a company such as yours, but my loan officer said to trust you, you were very helpful and nice to work with so he convinced me that Credit…

[ Read More… ]

“putting those keys in the front door”

January 30, 2005

Dear Rosalind and Everyone at Credit Security Group, I am writing this letter to thank you for all the hard work you and everyone in the company have done for my family and me. Through all the turmoil in getting the loan, putting those keys in the front door to our new home on January…

[ Read More… ]

“putting those keys in the front door”

January 30, 2005

Dear Rosalind and Everyone at Credit Security Group, I am writing this letter to thank you for all the hard work you and everyone in the company have done for my family and me. Through all the turmoil in getting the loan, putting those keys in the front door to our new home on January…

“never thought this could happen to me”

February 11, 2005

Rosalind, I just purchased a new truck and it is in my name – WOW this is so great. You know how hesitant I was to use a company such as yours, but my loan officer said to trust you, you were very helpful and nice to work with so he convinced me that Credit…

“felt like a champion boxer”

February 22, 2005

I can’t thank you enough for the job well done on my behalf and my credit report. I was thoroughly amazed with the personal attention I received, not to mention the monthly reports on where we stood on my particular case. I also can’t say enough about the ease of the whole process. And, to…

“scores where I needed them to be”

March 23, 2005

I was very pleased with the service that I received from Credit Security Group. They were very proficient getting my scores where I needed them to be in order for me to purchase my home. They were well worth the money. David E.

“Now the time is finally here”

April 4, 2005

Thank you so much for helping me and my wife improve my credit scores so we can now finally look for a house with some land, if possible. This has been a dream of ours for many years. Now the time is finally here. I believe my scores are above 660 right now and we…

“saving me thousands in interest”

April 4, 2005

I have to admit that I was a little skeptical when I had my first meeting with Reggie. However after meeting with Reggie and discussing my situation, I was put at ease. I will make this short and sweet. After everything was said and done my credit score went up 75 points saving me thousands…

“scores have increased tremendously”

May 1, 2005

I want to thank you and Credit Security Group for working with me regarding my credit report. Thru all of your hard work, my scores have increased tremendously. This was such a simple process for me. I let you do all the work and I waited for the results. I appreciate everything you did for…

“truly never imagined to have such success”

May 13, 2005

I have been a client of Credit Security Group for about six months now. I can’t begin to say enough in regards to the services I have received. As I listen to myself prepare to write this testimonial, I hear myself sounding like an infomercial where one is to wonder, “Are these people for real…

“We had to reach a certain credit score”

June 14, 2005

I took time out to write this letter because I want you to know how much my husband and I appreciate all that you and Credit Security Group have done for us. When we started with CSG in January, we had some serious issues on our credit report. We were told that we were going…

“There is no other feeling like it”

June 26, 2005

It is very hard for me to put into words just how Linda and I feel to finally own our own home. We have been dreaming about this for many years and never thought it would happen. When I get home from a long haul out of the US, the feeling to be able to…

“a home out in the country on a few acres”

July 12, 2005

You know how long Bob and I have been wanting to have a home out in the country on a few acres. When we first contacted you, we were ready to move forward with you for several reasons. You sounded so confident that you could help us, you were very professional, and you were extremely…

“It was well worth the time”

August 10, 2005

I want to thank you, Rosalind, and Credit Security Group for assisting me in improving my credit score. It was well worth the time, money and effort. Within months I began to see my credit score increase, and within a year I was approved for a loan at a local credit union. I was very…

“living in my dream home”

August 15, 2005

I just wanted to thank you and Credit Security Group for all the hard work you did on my credit. I never would have been able to purchase my home if not for you. You always answered my questions and made me feel that my credit was as important to you as it is to…

“the interest rate I was hoping for”

August 19, 2005

I wanted to thank you so much for assisting me with improving my credit score. The work done by Credit Security Group allowed me to get the interest rate I was hoping for when purchasing my new home. I couldn’t have done it without you! You made working with CSG easy. The staff was always…

“we are pre-qualified to purchase a home”

August 23, 2005

I would like to share with you briefly how my husband and I came to know Reggie at Credit Security Group, and how their services helped us purchase our home. Our goal was to purchase a home with an interest rate that was competitive and would allow us to purchase a home we would enjoy…

“credit is no longer a liability”

August 25, 2005

Having been declined for credit numerous times, I was fortunate to become aware of Credit Security Group. Through their diligence, they found numerous false and inaccurate information in my credit files. Thanks to CSG, my credit scores have increased to where credit is no longer a liability. The best money management tool I have experienced.…

“I was very nervous about my credit”

August 26, 2005

As a first time home buyer I was very nervous about my credit history. A good friend highly recommended Eddie at Credit Security Group, so I gave him a call. I was surprised at how patient and understanding that Eddie was to my situation. To make a long story short, I had a small window…

“credit profile is the best I've ever had”

September 12, 2005

I want to thank Credit Security Group for the tremendous results I received from your services. My credit score has improved by over 100 points. My credit profile is the best I’ve ever had. I will refer your services to anyone I know who has any hesitation, as I did, approaching and demanding fair reporting to…

“credit scores where they needed to be”

September 29, 2005

First of all I would like to thank you for helping in getting my credit scores where they needed to be to purchase a house. When I hired you in April my credit scores was 557, the last credit score was pulled in September and it was at 591. Job well done, it couldn’t have…

“a feeling of freedom and excitement”

October 11, 2005

Dear Roz, My family and I would like to let you know how much we appreciate the help that you and your group provided in helping us realize our dream. Home ownership had been something that, for years, we could only dream about. But, thanks to you and Credit Security Group we are now living…

“I had given up”

October 16, 2005

Dear Eddie, I can’t tell you how grateful I am for the work you did. I have struggled for seven years to remove an erroneous piece of information from my credit report, all without success, until you came along. First I tried, and quickly got nowhere. Then I hired one credit repair company after another,…

“now I can buy an investment property”

January 11, 2006

Rosalind, I am not believing my credit score. What blows me away is that the process was so quick and I did what you said, mail in my results ASAP, and now I can buy an investment property with my Dad. In the beginning I thought to myself, oh my gosh this sounds like a…

“now pre-approved for a house”

January 22, 2006

I would like to thank everyone at Credit Security Group for working so hard for us. They managed to get our score up over a hundred points in less than a year. We went from having a mess of stuff that was either incorrect or just old stuff to a very clean record. The got…

“I don't trust people easily”

February 2, 2006

At first I was very skeptical, I don’t trust people easily. However you were recommended to me by someone I know and trust so I decided to give it a shot. My first impression was that you were very compassionate and professional. I felt you were really interested in helping us. In a month and…

“greatly improved my credit rating”

February 13, 2006

Eddie, I wanted to take the time to thank you for all your help. You were referred to me by Brett Ruddell at Griffin Financial and I am so happy to be working with you. You greatly improved my credit rating and I now have the scores it takes to get an A-Paper loan. I…

“removed a major blot”

March 13, 2006

First of all, I want to thank you for the excellent work you and Credit Security Group did for me. You removed a major blot from my credit report that would have otherwise remained, wreaking its havoc on my credit, for who knows how many years. It is so good to know that part of…

“goal was to be in position to refinance our house”

March 16, 2006

I want to offer my gratitude for the results we achieved using Credit Security Group and to you in particular. We entered the program in May 2005 with a 533 credit score and as of February 2006 were showing a 700. That is a 167 point jump in 9 months which we accomplished by altering…

“getting our first house”

March 29, 2006

Thank you Rosalind for all the help you gave Gaylon and me. We are in the process in getting our first house thanks to you and Credit Security Group. You have wonderful Customer Service skills and you make a person feel very comfortable and reassured. We had a pleasure speaking and confiding in you. I…

“enjoying the experiences of home ownership”

April 18, 2006

When we heard about Credit Security Group, we were in the process of purchasing our first home. We contacted Rosalind, and from the beginning, it was the best experience we could ever ask for. Rosalind kept in constant contact with us during the entire process. She was eager to learn our goals and do everything…

“I was shocked to find”

May 12, 2006

I appreciate your prompt and efficient dealings. Your end result mirrored our initial discussion which is rare in today’s business environment. As someone who prides themselves on outstanding credit, I was shocked to find two oversights of an immaterial amount could impact my rating so substantially. My credit scores have now returned to my expectation…

“What a high I am on”

May 21, 2006

My Dear Rosalind, You would not believe this but today I checked my credit rating and it is almost 700. It was only 6 months ago when no one would speak to me, and I was begging for credit. Now what a difference six months has made. Today I was offered a mortgage which I…

“able to close the loan in two weeks”

June 23, 2006

Thank you so much for helping me improve my credit score and cleaning up my credit report of all those medical, wrong accounts, info not belonging to me, etc. Without your help I would have never been successful correcting my credit report and improving my credit score. Your professional guidance made the process of buying…

“huge weight which has been lifted off me”

July 26, 2006

I wanted to write you and convey my sincerest thank you for the assistance you provided me in my credit situation. I was referred to you by my loan officer whom has been trying his hardest to get me a loan in order that I could get out of my debt situation. Unfortunately, I had…

“got more out of the one hour”

September 8, 2006

My husband and I got more out of the one hour we spent with you and your assistant than we could have in hours or even days of searching the internet for the same valuable information. Thanks, Diane D.

“My score was not even worth looking at”

October 22, 2006

Rosalind, I would like to thank you and the Credit Security Group staff for helping me with my credit. It was painless and effortless on my part. All I had to do was forward information and forget about it. My score was not even worth looking at to build a house. Now not only can…

“I actually caused my credit score to decrease”

November 26, 2006

Dear Rosalind, I wanted to thank you again for all of your help in getting me in good shape credit wise to get my home equity loan. Your knowledge was invaluable in helping me understand how creditors view and interpret my information. Your advice on how to restructure my debt from unsecured revolving to installment…

“My situation was uniquely difficult”

December 6, 2006

Dear Eddie, I would like to personally thank you and the Credit Security Group family for working tirelessly to assist me in improving my credit scores. CSG was recommended to me by my brother. I was a bit apprehensive at first doing business with someone I never met that was representing a company I did not know.…

“the impossible could happen”

December 18, 2006

First of all I want to say a big Thank You to Eddie Johansson and Reggie Rice. When I first heard about Credit Security Group, I was a little hesitant, but with the results and dedication that I’ve seen, I would have to say they are the best credit consulting company out there. My scores…

“achieve the status that I wished”

January 26, 2007

Very impressive. Not only did my credit score achieve the status that I wished within the 8 months that we agreed on in our first meeting, but it exceeded my expectations. I can now purchase a home with a reasonable mortgage rate, and obtain lines of credit that I thought would take at minimum several…

“Miracles still happen”

January 27, 2007

My divorce was final in February, bankruptcy discharged in February. I had no credit and I wanted to buy a house. My lender recommended that I get my credit fixed. I was determined to get my life back in order. I called Credit Security Group and within five months, I was able to purchase a…

“A great burden has been lifted”

February 9, 2007

I can’t say “Thank you!” enough! The thought of cleaning up my credit has been in the back of my mind for years, and contacting a service has always frightened me because of the many stories of disreputable companies. So, when Bill Rapp of CDM Mortgages recommended Reggie Rice and Credit Security Group, I felt…

“received a call at work from an creditor”

February 26, 2007

I was referred to Eddie by one of my friends, who is also an client of Eddie. I have to tell you, I was a little skeptical at first. You hear all kinds of people talking about cleaning up your credit on the radio. I received a call at work from an creditor, who was…

“ no one would talk to us or even consider credit”

March 15, 2007

I am writing this letter to share what I consider the best money I ever spent. My wife and I had been forced into a bankruptcy due to a major illness for which she lost a $40,000 a year job without warning. Like most people we were living pay check to paycheck at the time…

“not expecting our scores to be as high”

April 6, 2007

Thank you so much for helping us with our credit so quickly! We were not expecting our scores to be as high as they were after you went to work. We definitely recommend your services to anyone who would like to improve their credit. Our experience was easy and painless and we are grateful for…

“a credit score that will help my family”

April 10, 2007

To Rosalind, My Credit Angel, You came highly recommended by my sister-in-law about seven months ago, and I must say that I made the best decision when I finally decide to let you guys help me out! I came in with a credit scores (that I’d rather not share with others LOL), but have left…

“Free at last, free at last!”

April 28, 2007

Free at last, free at last! After 20 years of carrying that illegitimate IRS boat anchor around our necks. I can’t tell you what that has cost us and in how many different ways. Again, well done! Bill and Rebecca Y.

“loving living in the new neighborhood”

May 24, 2007

We closed on the new house October 27th. We are loving living in the new neighborhood and are so happy things worked out for us on getting our first home built. Thank you so much Rosalind for your help, I will continue to refer people your way. Attached is a picture of our new home.…

“make our loan application look very attractive”

June 19, 2007

Dear Eddie, I would like to take this time to thank you and Credit Security Group for improving my wife and my credit score an average of 62 points. You and your staff have a great thing going there. Your counseling and your diligent tracking and monitoring the accuracy of our Bureau report make our…

“hated looking in the mail box”

July 15, 2007

I am a private first class in the Army. Before leaving for my first deployment in Iraq I had a terrible credit score. I had creditors calling everyday, and I hated looking in the mail box because I knew that the only letters I got were from them. Credit Security Group turned that all around. Eddie…

“We thought it was hopeless”

August 18, 2007

Dear Rosalind, Cesar and I just wanted to take a minute to Thank You for all that you and Eddie have done for us. At first Cesar and I were not so sure that we would be able to get into the home that we truly knew that was meant for us. Then after being…

“truly an eye opener”

September 21, 2007

Being a Real Estate Investor, the information and recommendations given me from Eddie Johansson was truly an eye opener. Thank you so very much Eddie for the excellent service you have provided me. I have learned some important facts and acquired a better understanding of how the three credit bureaus work. One small mistake can…

“I can now experience the dream home ownership”

October 10, 2007

Thank you Eddie & the entire Credit Security Group Family! My experience with CSG was absolutely incredible! The process was very simple, and the results were realized quite sooner than I expected. My middle score sent from 547 to an amazing 638 score in a matter of only four months. This qualified me for an…

“for the first time we saw an end to all this”

October 24, 2007

“Thank you” just does not seem to be enough for the help that Eddie Johansson gave us. My husband and I are going through a lot with our credit and didn’t know what the next step should be. We were getting harassing phone calls and letters from creditors and collection agencies, but our credit consolidation…

“I feel confident about applying for a loan”

November 17, 2007

I want to thank you guys for the good work you did on my credit report. I remember that only last year I was desperate about the lowest scores and today I feel confident about applying for a loan. Thank you again. Daniela W.

“we have closed on our home”

December 6, 2007

I must say that Credit Security Group is the best choice anyone can make when you need to get your credit straightened out. My husband couldn’t get anything in his name about five or six months. ago. I am very proud to say thanks to Rosalind and CSG, we have closed on our home just…

“made things possible that looked to be impossible”

December 29, 2007

Eddie, It has been an absolute pleasure working with you, and I cannot thank you enough for helping me with my credit. You are my hero! I wasn’t sure of the outcome for me but you made things possible that looked to be impossible for me at this important time. I have already been asked…

“approved for my first auto loan”

January 17, 2008

I want to thank you so much for helping me! I appreciate all of the time and effort your company has put forth to make opportunities for me possible. Just this morning I was approved for my first auto loan. Thanks again! Christina J.

“first class all the way”

February 3, 2008

I have to say that Credit Security Group has done a fantastic job on my credit report! You guys are amazing. I have recommended you to several people I know that are thinking of doing the same. Once again, first class all the way! You have a great company. I plan on referring anyone I…

“accomplished everything I set out to do”

February 22, 2008

I appreciate everything you and your organization has accomplished for me throughout the past year. I’ve accomplished everything I set out to do! In the past few months we have qualified for and built the $36,000 pool and purchased two new cars with awesome interest rates. I’ve learned a lot about FICO scores and hopefully…

“a sense of pride”

March 12, 2008

In preparation for refinancing my house, my mortgage broker recommended I contacted Credit Security Group to analyze my credit in an effort to address some of the derogatory entries in my file. I’ve disputed negative entries on my own before through the credit bureaus and thought I was pretty well-versed on how to do it.…

“very satisfied with my outcome”

March 26, 2008

Hi Eddie, I closed on a loan and am very satisfied with my outcome. I would like to thank you and your staff for all the hard work you did for me. You made this possible for me and I really appreciate it. I will certainly recommend Credit Security Group to anyone that needs financial…

“we are well on our way”

April 9, 2008

Working with Rosalind and Eddie was a true pleasure. They really know the ins and outs of the credit world. It is amazing to see how small mistakes on the vendor side can really cost you money. Our plan was simple – do what they said in a timely matter and our score would be…

“able to purchase a beautiful new home”

April 20, 2008

Dear Mr. Johansson My husband and I are so extremely grateful for your company’s credit services. With Credit Security Group’s help our credit score increased over 200 points. As you know, we were in horrible financial straits due to a legal battle that we won, but in the process destroyed our perfect credit ratings. With…

“we closed Monday on our refinance”

May 1, 2008

Eddie, I want to extend my thanks to both of you for the help and information. It was very helpful, and we closed Monday on our refinance with a better interest rate. I will definitely keep your information and give the referral when I know someone who is interested in credit counseling. Again, thank you…

“my credit score is not going to prevent us”

May 4, 2008

After a messy divorce and raising four kids alone for several years, I remarried in 2006. My credit score was pretty low: in the 500s. My husband and I wanted a new home but we knew we had to do some work to improve my credit score. Our loan officer recommended we contact Rosalind Johansson…

“given me peace of mind”

May 7, 2008

In the last year you had worked on cleaning up my credit report and getting my score increased. You also gave me some advice and some options to help on my end. I took your advice and I saw it pay off this year. It is amazing how much higher my credit is now versus…

“Now I have a new car”

May 23, 2008

I was very impressed with our visit and how professional and friendly everyone was. I was nervous, but soon felt relaxed discussing my credit scores. Reggie, thank you so much for helping me understand how to improve my credit score and keep it at a good level. Now I have a new car, thanks to…

“I didn't know where to start”

May 26, 2008

I already feel like a big burden has been lifted off my shoulders! You were reassuring and I am glad your group will be working on this for us. I didn’t know where to start! It is my goal for our credit scores to really reflect that we are good consumers that pay our bills…

“finally bought our dream home”

May 30, 2008

Dear Mr. Johansson, I would like to take the opportunity to thank you and your company Credit Security Group for making our dreams come true. We finally bought our dream home on May 20, 2008. When the family decided to relocate to Texas in 2007, we did not foresee credit obstacles until we decided to…

“low credit score did not allow me to be eligible”

June 14, 2008

Before I started this program my low credit score did not allow me to be eligible for any kind of loan, mortgages, car loans, credit card, etc. I had never tracked my credit score and there were many erroneous entries. Over a period of six months, Eddie and Credit Security Group was able to increase…

“interest this will save me over the lifetime of my loan is enormous”

June 14, 2008

Dear Credit Security Group, I’d like to express my gratitude to Rosalind Johansson and the Credit Security Group team for the outstanding job they performed in restoring my credit. Before I hired them, my credit score was in the lower 600s. A few months after hiring them, my credit score was above 700 and 18…

“I was pretty befuddled”

July 3, 2008

Kudos to the folks at Credit Security Group! In short order I was able to remove an error on my report and get my credit rating re-scored with an increase of almost 100 points. I was pretty befuddled about how to resolve an error that was sinking my score. The outcome was as delightful as…

“We used to just dream”

July 12, 2008

I would like to take the opportunity to personally thank you and your staff for all of the hard work and outstanding service that you provided to myself and my wife Carlos. We greatly appreciate all that was done. It is a great feeling to be able to view your credit score and not look…

“cannot thank you enough”

July 31, 2008

Dear Eddie, I cannot thank you enough for the excellent work you have done for me. Getting my credit score over 700 is fantastic! Dick told me you were the best, and he was certainly right. I will continue to recommend you to all my clients that need such assistance. Christina W.

“my strong spirit through all of this”

August 19, 2008

Dear Credit Security Group, I wanted to take the time to let everyone know how wonderful it was to work with such a dedicated person like Eddie Johansson. He was patient with me and calmed my fears (on a daily basis). I would look forward to doing business with him in the future. Thanks, Eddie,…

“finally living out our dream”

August 19, 2008

Thank you and the rest of the fantastic team at Credit Security Group! Our credit score had dropped to the mid 500s and we were over $10,000 in debt. We wanted to buy our first home but were continually turn down. We tried two so-called credit repair companies, but we spent a lot of money…

“learned lessons that I will always use”

September 7, 2008

Eddie, I just wanted to drop you a line to say how much I thank you for your help in getting my credit score up from 690 to 763. It was extremely helpful in getting my two loans here at the 360 Condo’s in Austin. As you know we got started late and your team…

“now we are home owners”

September 26, 2008

Rosalind, My husband and I would like to thank you for your financial advice. You may not remember me, but my first meeting with you gave me an eye-opening experience about my credit and what it meant. The way you carefully explained every aspect of our credit report and what we needed to do in…

“things I need to know to improve the future of my son”

September 29, 2008

Eddie: Thanks so much! You’re not only improving my future by you’re teaching me things I need to know to improve the future of my son. I only hope one day I run into you to tell you thank you face-to-face. Shaless P.

“a real estate investment could have fallen apart”

October 15, 2008

A little bit about Eddie Johansson. Eddie is the real deal! He’s the absolute “Credit Ninja.” I was in a position where a real estate investment could have fallen apart, if it had not be for Eddie. Eddie knows what to say and who to say it to. Within a few weeks my score was…

“a blessing to my soul and to my girls”

November 9, 2008

You have been and angel sent from God. It feels like I didn’t totally get the bad end of the stick. You have been a blessing to my soul and to my girls. I can’t thank you enough. God bless. Tempi S. Houston, Texas

“really turned my life around”

November 28, 2008

YIPPEE! That is great news! So, the apartment judgment has been removed from all three credit reports! Thanks again for all of your help! You guys are the best and have really turned my life around. Chandra C.

“I was amazed and shocked”

December 20, 2008

I wanted to send a quick note to thank you for sparing some time in your busy schedule to work with me. I was amazed and shocked at the things I learned on our phone call. It is really scary to me how many ways the credit card companies and the mortgage companies can put…

“I thought all hope was lost”

January 11, 2009

Wow, I’ve learned so much in the short amount of time we talked, probably more then my parents taught me about credit. Your info gave me so much insight, and I love how you broke it down for me. It was easy to understand and grasp. I can’t thank you enough for what you have…

“totally worth it”

January 25, 2009

Thanks for making this easy, fast, and totally worth it. You guys were a pleasure to work with. Sincerely, Matt M.

“went from being a renter to a home owner”

February 2, 2009

I first heard about Credit Security Group from a friend who recommended that I use their service to improve my credit score. I was unsure if this would be the right thing for me. My goal was to buy a house and I needed my scores to jump up in a hurry. They went right…

“I have my new car at a great rate”

February 17, 2009

I signed up with Credit Security Group for one reason – to increase my credit score so I could get a new car. Before, with my old credit score, the dealer would either laugh or quote me a terrible interest rate. Now I have my new car at a great rate. At first I thought…

“I feel much better”

February 21, 2009

Thank you so much for deciding to make this credit counseling thing a career. After speaking with you today, I feel much better… so much shame is lifted from me. It was never my intention to neglect my creditors. In fact, it was just life and circumstance. If I had had a dime to my…

“sleeping in our new home now!”

February 22, 2009

Just wanted to take a quick moment to express my gratitude and pleasure with your company. I first contacted Credit Security Group in May when I applied for a mortgage and was denied due to numerous issues on my credit report. This shocked me as I just purchased a brand new SUV. My loan officer…

“save almost $600 a month”

March 5, 2009

I just wanted to take a moment to thank you and acknowledge the results Credit Security Group has provided. For years I’ve hovered with a credit score that just did not move. With your consultation and evaluation of my situation, my score has increased an unbelievable 100 points! That allowed me to refinance my home…

“get us to and through closing”

March 15, 2009

I just wanted to thank all of you for all you did to get us to and through closing. Ya’ll are a great group of people who are very good at what you do and made this a smooth process. I am including all of you because I know all you network and know how…

“I have complete confidence”

March 19, 2009

You and your crew are an asset and a valuable organization to do business with. The whole process from start to finish has been a breeze. The education alone that you provided is worth it. My father introduced me to Mr. Reggie Rice and had worked with Credit Security Group in the past with great…

“dream of owning a home a reality”

April 2, 2009

After finding the home of our dreams, we quickly realized we needed to bring our credit scores up to qualify for an FHA loan. Our mortgage professional referred us to Eddie and his team at Credit Security Group. Their professionalism and quick attention to our needs made our dream of owning a home a reality.…

“mistakenly reported tax lien for over 10 years”

April 6, 2009

Thank you for helping raise my credit score by almost 100 points! As you know, I’ve been struggling with a mistakenly reported tax lien for over 10 years, and it only took you a week to get it removed. I’ll save thousands of dollars on mortgage interest alone. Thanks again. Dave C. Dallas, Texas

“many doors have been opened”

April 9, 2009

In a very short period of time, my credit situation has improved significantly after working with Mr. Reggie Rice of Credit Security Group. Not only has their advice enabled me to improve my credit, but I now know certain steps to take in order to maintain consistency in my credit rating. I would highly recommend…

“saved my home and credit”

April 23, 2009

I am writing in reference to the recent work you did for us and would like to thank you for such speedy work. You basically saved my home and credit status. It was done quickly with great results. After eight months and several attempts by the mortgage company to fix the problem, you were able…

“hope for the first time in ages”

May 12, 2009

You were referred to us by our mortgage broker, who was himself a previous client of yours. I have to say this was the best referral we’ve every received! After meeting with you, we had hope for the first time in ages. We are extremely pleased with the results we received from you and your…

“looking forward to moving in!”

May 13, 2009

Thank you so much for all of your help in clearing up the credit report issue we had. Thanks to you, getting our first house was possible! This has been quite the journey, and getting a first home has proved stressful at times. At least this part is behind us and we can start looking…

“in our dream home now”

May 19, 2009

We are writing to say “Thank You” from the Desgraves family. Credit Security Group is a first class firm. We’ve been in our dream home now for one year and a great deal of the credit for making that happen goes to you and your staff at Credit Security Group. Your consultation was very informative…

May 21, 2009

Greetings Eddie, First, I would like to thank you for representing your company so very well! This was one of the greatest investment towards reestablishing my credit score and my identity. Your staff has shown me great support, guidance and structure in the time of need. If I could write a book about “Standing Firm…

“my score wasn't set in stone”

May 31, 2009

I highly recommend Credit Security Group’s services to anyone with a less than perfect credit score I was referred to Eddie after finding out I was denied a lower rate on my mortgage refinance due to an average credit score. I was desperate to have a higher score so I could take advantage of falling…

“my family's dream of home ownership”

June 5, 2009

I just wanted to let you and Credit Security Group know how happy I am with your service. I never thought I would be able to qualify for a home loan, and with your help, I am now pre-qualified and shopping for my first house. Thanks for making my family’s dream of home ownership a…

“where I needed to be to attain my goals”

June 14, 2009

I don’t know any other way to say it, but thank you just doesn’t seem like it is enough for what you have done to help us get our first home. It is due to your hard work that we are in a position to do this, and I want you to know that I…

“a dream is coming true”

June 19, 2009

I am writing this to thank you for helping me by re-scoring and restoring my credit! Next week I will be closing on a house. I was approved by Bank of America (a bank, I might add, that wouldn’t even let me open a checking account in 2006!) The house is exactly where and what…

“helping us along the road to building wealth”

July 8, 2009

Rey and I just locked in our mortgage rate at 5.5% yesterday! We are very excited and thankful for the help you gave us in achieving this huge goal. We truly appreciate your team at CSG for helping us along the road to building wealth. Thanks again! Kimberly F.

“a very heartfelt thank you”

July 17, 2009

I just wanted to send you and your research team a very heartfelt thank you! Your hard work and diligence toward cleaning up my credit scores is very much appreciated. I never realized there was so much to FICO scores. Eddie, you and your team rock! Sharon G.

“I thought you were crazy”

July 27, 2009

Please relay my thanks to your staff for a job well done! I have accomplished my goal of securing a low-interest mortgage refinance based primarily on my improved credit scores – which were a direct result of your work on my behalf. Just three months ago, you and I set a mutual goal that quite…

“you guys are amazing”

August 23, 2009

All I can say is that you guys are amazing! I took Reggie’s advice, and now my scores are: Equifax 762; Experian 767; TransUnion 788. Can’t thank you all enough for your help! Best wishes, Carrie M.

“My life was going nowhere”

October 5, 2009

A year ago, I was in bad shape as far as credit was concerned. My life was going nowhere. Rosalind Johansson at Credit Security Group answered all my prayers in improving my credit. She’s a wonderful, warm and kind business person whose business is to take care of business. I love Rosalind for being fair…

“almost a miracle to me”

December 10, 2009

I wanted to thank you and the Credit Security Group team for all of the personalized help regarding my ordeal with the credit reporting agencies to correct the mistakes shown on my credit report. You were able to do in a few weeks what I had no idea of how to correct or who to…

“getting those student loan late payments off”

January 16, 2010

The loan is going to go through. I close in 3 weeks. The results have been excellent! The biggest thing is getting those student loan late payments off. I have called them numerous times and have had the school send the required proof several times, and I didn’t see changes until your staff corrected all…

“I was in a tough situation”

January 25, 2010

I have been a hard working professional for 26 years. Over the course of 2 years where I sold my business for a loss, and then subsequently got a divorce, my usually “fair” credit score (mid-600s), dipped to a mid-score of 511 early in 2008. I was in a tough situation. I was a business…

“lowest score was increased by 37 points”

May 5, 2010

Working with Mr. Johansson was fantastic. After a short question and answer session and a couple of credit minor purchases he was able to get all 3 of my FICO scores increased. The lowest score was increased by 37 points. I strongly recommend his services to anyone trying to raise their credit scores. Frank J.…

“never thought this day would come.”

May 19, 2010

I just wanted to let you know how much I appreciate what you have done for me. I never thought this day would come. Thank you! Sitara Simpson Clinton Township, MI

“This is really awesome”

June 3, 2010

WOW! Eddie thank you so much for everything! This is really awesome and can’t even describe the feeling I have. I can’t thank you and your staff enough. Cynthia Calderon Lake Jackson, TX

“able to get financed within 3 months”

June 4, 2010

I would like to thank you and your team for their diligent work that allowed us to be financed to build our own home! We were able to get financed within 3 months after beginning our process with you guys! What a great blessing it has been for the beginning of the rest of our…

“Credit Security Group is so amazing”

June 16, 2010

My husband and I were referred to Credit Security Group by a loan officer. Our goal was to purchase our first home, with a VA Certificate. My husband was 4 pts from where he needed to be. It was requested that I pay $1,100.00 on one of our credit cards. It was devastating when my…

“We were blown away”

July 2, 2010

We were blown away by what CSG was able to accomplish in such a short period of time – thank you all so much! C.M. Charlottesville, Virginia

“a company I can trust”

July 8, 2010

I would like to take the time to give my statement of complete satisfaction with the services of Credit Security Group. I am so encouraged to know that was my past and not part of my future. Working through only half of our contract, I have seen my mean score jump from 500 to 600. …

“the great things you are doing”

July 16, 2010

Just keeping in touch with you to let you know we found a home… How do I get in your website and put on your website of what you have done for our family? Please let me know. We are getting an awesome interest rate and we can’t be any happier. I personally wanted to…

“a weight has been lifted”

July 16, 2010

I just wanted to send you a brief e-mail to let you know how much I appreciate your efforts regarding my credit situation!  As you already know, having good credit is very, very important and I feel that a weight has been lifted from my shoulders after the good news that I received today. You…

“I trusted my loan officer's referral”

July 22, 2010

I was referred to Eddie Johansson with Credit Security Group by my loan officer, I needed a 740 plus to get the best interest rate on my loan. My first conversation with Eddie was on a Thursday, by the following Wednesday, I was done, 748 mid-score!!  He and his staff are amazing. I have to…

“knowledge, gameplan and confidence”

August 2, 2010

Personal financial and credit management can be confusing if you don’t have accurate information. Eddie Johansson’s credit re-scoring program and personal consultation gave me the knowledge, gameplan and confidence I needed to get back on track and return to planning for my future with a optimistic outlook. Not only did Eddie share his years of knowledge of…

“Two words: Fast and efficient”

September 13, 2010

Thank you for your help!  Two words: Fast and efficient,  You were nothing short of exceptional. Because of your expert help with my dad’s credit score, we finally have lenders on our side now, and we are on our way to becoming home owners very soon! When initially the thought of actually owning a house…

“this is a dramatic improvement!”

October 7, 2010

You did indeed work like a surgeon to clear up the errors on my credit report! Just so you know my score was actually lower in March at about 540 – so this is a dramatic improvement! I would like to be one of your case studies and will recommend you to all my friends…

“you changed everything”

October 11, 2010

Eddie, I can never thank you enough or find words to express my gratitude for what you have done for us. It was a great experience and I do remember that night in your office how confused we were but you changed everything. THANK YOU, Dean O. Dallas, Texas

“What an accomplishment!”

October 14, 2010

I am so excited I about did a cartwheel in the office. Thank you for ALL of you and your teams’ hard work. What an accomplishment! Heather H. Fort Worth, Texas

“forever grateful”

November 9, 2010

Thank you for everything you have done for me.   You and your research team have been truly a blessing.  Prov. 22:1 says: A good name is to be chosen rather than great riches, Loving favor rather than silver and gold and  Ecclesiastes 7:1-3 says: A good name is better than fine perfume, and the…

“professionalism and friendliness”

November 14, 2010

I am very pleased with the quality of services I received from Credit Security Group. Credit Security Group has improved my credit score by 50 points in 4 months time. I cannot be more pleased with Rosalind and her research team. Her professionalism and friendliness have surpassed all expectations. I have tried other credit services…

“now proceeding to a loan closing”

December 9, 2010

In the confusion and chaos of trying to complete the construction of our new home, I overlooked some mail and had a usually never used gas credit card go 30 days late. This $50.00 liability almost scuttled our project – it dropped my wife’s credit score by 100 points and put our loan in jeopardy.…

“Excellent job, well done”

January 2, 2011

I was introduced to Credit Security Group via the Manager for Home Mortgages at Wells Fargo In Houston. I had my doubts and was still planning on trying to fix my Credit Report myself. You hear of so many reports of people paying money for credit score repair, with no results. However, after meeting Reggie…

“changed my financial life and future”

January 18, 2011

Thank you so much Reggie – your guidance has changed my financial life and future! Margaret S. Charlottesville Virginia

“tools to get my credit score where it needs to be”

February 1, 2011

Thank you so much for all your great advice. I learned more in that one-and-a-half hours then I ever thought possible. I came away with the knowledge of how the credit scoring process works and the tools to get my credit score where it needs to be to buy a home. I would recommend you…

“save us tremendous amounts of money”

February 4, 2011

Oh my gosh, we are so grateful! Last night we went ON and ON about how this higher credit score will save us tremendous amounts of money over time due to a lower interest rate on our mortgage! You are truly like a magician to us. Wow, your game plan was serious. Thanks a million!…

“a breath of fresh air”

February 15, 2011

First of all I want to thank you so much for your sincere and caring assistance yesterday regarding my current credit situation. I found your bedside manner enjoyable yet the information and guidance you provide us was solid and extremely helpful. I can trust that you will continue to help champion our cause to build…

“dream of owning a home again come true”

March 9, 2011

I would like to take this opportunity to thank you and your staff for helping me and my wife get our credit cleared up and our credit score back up. In doing so, we were able to purchase a new home. We appreciate everything you have done in making our dream of owning a home…

“knowledge you shared is invaluable”

March 12, 2011

Thank you very much for your services. We will highly recommend you to anyone that we know that needs them. Besides helping with our scores the knowledge that you shared with us is invaluable. Again thank you very much! Andres V. Brownsville, Texas

“made our dream in buying a home come true”

March 17, 2011

Thank you so much for all your help. You truly made our dream in buying a home come true. It was just simple stuff that needed to be done, and we could not have done it with out you. Larry was right you are the best at what you do! I will refer you to…

“found new energy to keep going!”

March 21, 2011

I never thought my credit would be where it is now without having the help of Eddie and his Credit Security Staff. I used a credit repair agency but it didn’t tackle the most important items affecting my credit score in major ways. I was ready to give up on my credit. But with Eddie’s…

“truly made a difference”

March 25, 2011

I just wanted to send you a quick thank you for all the great work you and your team have done. Reggie, the time you have spent working on my husband’s scores to get them where we needed has truly made a difference in the home we were able to choose. Thank you for accomplishing…

“We just closed on our house”

May 5, 2011

I wanted to say THANK YOU! for all your help that you and your team provided us. We just closed on our house last month on the 29th and I want to let you guys know that you did exactly what you said you would do. If it wasn’t for you I would not have…

“informative and educational”

September 24, 2011

Great meeting with Eddie. Actually, it begins with the video. It is very informative and educational. The meeting went very well because I understood some of the terminology and details from what I had seen in the video. The meeting served as great re-enforcement and a platform for adding to my knowledge as well as…

“now we are enjoying a 4.4% interest rate”

October 21, 2011

I had a $28 fraudulent charge on my credit history, and it was the only thing between me and a 740 point credit score and a cheaper mortgage. Reggie had it fixed in less than a week, and now we are enjoying a 4.4% interest rate. Thanks Reggie! The Rev. Howard Castleberry Christ Episcopal Church…

“we get better interest rates”

January 5, 2012

On behalf of my husband Jesse and myself, I would like to take this opportunity to thank you for the work you have done on helping us get our credit scores higher. You helped us both understand the importance of getting our credit cleaned up and maintaining it so that we get better interest rates,…

“did what I thought to be impossible”

January 6, 2012

I was planning on buying a new house and ran into a small blemish on my credit report from a medical bill that never made it to me from a previous move. A professional friend of mine referred me to CSG. After a full analysis with Eddie he assured me that there was hope and…

“feel confident and knowledgeable”

February 20, 2012

Thank you so much for taking the time, especially on a Saturday, to meet with me and my husband! We went in thinking our credit would be in no shape to even qualify for our first home, but with your help we now feel confident and knowledgeable about our credit standing! We both learned so…

“I am no longer scared”

February 27, 2012

Eddie, I truly appreciate the diligence and effectiveness of you and the team at Credit Security Group. Before I employed your services I had virtually zero knowledge of the FICO system and a strong animosity toward credit bureaus. Now that you have taught me the inner workings of FICO and prescribed my credit the medicine…

“We got it done!”

March 9, 2012

We got it done! New house and new car yesterday.  Great rates. Thanks again for your hard work. Brian K. Houston Texas.

“now on our way to buying our first home”

March 22, 2012

Thank you again for all the work you did with us. My husband and I really feel as though you went out of your way to help us with our credit scores, and feel that we are now on our way to buying our first home. Your service was definitely worth the money spend. You…

“changed our lives and the lives of our children”

March 24, 2012

Well Mr. Eddie, you have honestly changed our lives and the lives of our children… seriously. Just the amount of information we received from the consultation alone is life changing. I really appreciate all of your help with everything and even you being the President and taking time out of your day to respond to…

“approved to buy our first home”

April 3, 2012

My husband and I are thrilled with the results we received from Mike Garcia and Credit Security Group. After months of talking to “Credit Repair” companies I couldn’t shake the feeling they were on the make. Then a kind Mortgage Broker referred us to CSG. The rest is history. Our credit score jumped 45 points…

“I was ecstatic”

April 12, 2012

I just wanted to say thank you for all you have done for me. When I originally came to you, my score was in the low 600s. I had Michael run my credit last night and my Equifax came back at 753! I was ecstatic and shocked, to say the least. I knew it had…

“into my first home”

April 23, 2012

I wanted to write and let you and the research team know what an outstanding job you did getting my credit improved and getting me into my first home. Without the help of your and your team, I would have never made it, that’s for sure. I highly recommend that anyone who is trying to…

“all things are possible”

May 6, 2012

Thank you so much for doing such a good job for me. I cannot thank you enough. Like the saying, “with God all things are possible,” I got a loan through Bank of America. God bless you. Thanks again, Audrey T.

“know that I will qualify for the loan”

June 21, 2012

I would like to take a minute to express my sincere appreciation to Rosalind Johansson and the team at Credit Security Group. I had become extremely frustrated with issues surrounding my credit file and felt it did not accurately portray my credit worthiness. I was very skeptical (for good reason!) of the credit repair and…

“able to purchase our dream home”

June 28, 2012

Thank you so much for your assistance in improving our credit scores. We truly enjoyed working with you and the experience with Credit Security Group was easy, flawless and went so quickly. We learned a lot about our credit and the importance of a good clean report. We not only increased our scores, but were…

“in my new house and loving it”

July 3, 2012

I just want to let you and your team know that you did an outstanding job restoring my credit. As you know I was turned down for a home mortgage because my credit score was low and it did not qualify the minimum requirement. Then my loan officer Brian Reed referred me to you and I…

“see exactly what steps we need to take”

July 11, 2012

Please allow me to take a moment to express the gratitude we have for you following our meeting. Wow! After having so many people tell us what a mess were are in, your positive attitude and plan was so refreshing. Finally, we feel like we can see a way out! After we established which path…

“just closed on our home”

July 15, 2012

We just closed on our home. One great big THANK YOU is in order. Words can’t express our gratitude. Thanks Eddie. Jesse C. Austin, Texas

“failed for three years”

July 29, 2012

I came to your office earlier this year. I had been struggling to bump up my credit and had failed for three years. I had been sitting on sub-prime scores for more than two years and could not understand how I could become prime so I could purchase my house. My credit scores were 601,…

“score has improved dramatically”

August 13, 2012

I would strongly recommend Rosalind Johansson and Credit Security Group for any credit needs. I contacted Rosalind because my credit score was low. Rosalind listened to all my needs and concerns. She explained how they could help me improve my credit score. Eight months later my score has improved dramatically. This credit score increase will save…

“true investment in your future”

August 24, 2012

Eddie is a true investment in your future. His advice was the sole reason my score went from the 500s to the 700s! Jesse L. Dallas, Texas

“what it means to me to have my own home”

September 22, 2012

Hello, Rosalind, I wanted to let you know that I closed on my house last Friday and to thank you for your help and your patience with me during this process. I know you hear this a lot but you just don’t know what it means to me to have my own home and you…

“After months of struggling”

October 12, 2012

Thank you doesn’t begin to describe my feelings right now. I was quite skeptical when I first called you. You assured me that Credit Security Group could restore my credit. They did! CSG raised my mid-score 101 points. My good credit is back. I previously had excellent credit. I would go into a car dealership…

“we can finally move forward to buying a house”

January 28, 2013

Eddie: Although Kevin said we were approved last week, that was only through the automated system and we still had to get through the underwriters. Well, he told us today that we’ve been approved by the underwriters as well! So, although it’s difficult for me to believe, looks like we can finally move forward to…

“a really impressive score”

February 13, 2013

Wow! That’s a really impressive score. Thanks again for all of your help and guidance. I really appreciate all the effort you and your team have put in. thanks, B.D. Dallas, Texas

“your kind help”

February 28, 2013

Thank you for all of your help. I so enjoyed my time with Eddie yesterday. He is a brilliant and dear young man. I’m not his Mother, but I am proud of him as well as being appreciative of his professional services. : ) Thank you, again, for your kind help. I will be recommending…

“We closed on the house yesterday!”

March 2, 2013

We closed on the house yesterday!  I just wanted to take the time to thank you for your diligence and patience while assisting me.  I won’t hesitate to send folks your way. God bless! J.B. Dallas, TX

“saving us thousands”

March 17, 2013

Dear Eddie and Credit Security Group, We recently decided to put our house on the market as we fell in love with another house. Having to move quickly we began working with our lender only to discover a major blemish on my credit report: a collection agency. My lender recommended Eddie and we were able to…

“Great people, great company”

April 5, 2013

I was referred to Eddie Johansson at Credit Security Group in early February. My goal was to purchase a home, $330K. My scores were in the mid-600s and I needed over 700 to qualify, over 740 would allow best financing. It did not take long for me to realize I was working with someone who…

“We close on our house next Tuesday”

April 26, 2013

Good morning, My wife and I received our mortgage loan approval! I wanted to say thank you to Eddie and all of his staff. We close on our house next Tuesday and will be moving in May 1st. Thank your for re-scoring my credit and all of your guidance to ensure we maintain strong credit…

“resolve our credit issues so we could buy our home”

May 2, 2013

The team at Credit Security Group did an outstanding job helping my husband and I resolve our credit issues so we could buy our home. We had no idea how complicated the lending process could be, but they walked us through every step and kept us consistently informed on the progress. We are so proud…

“regain the life that I deserve”

May 17, 2013

Thank you! What a journey! I couldn’t be more impressed with you and your team and what your company has done to free me from the chains of my own prison. I was always skeptical of these services but from the advisement of one of your old clients I trusted in you and over the…

“achieving success in this new chapter”

May 17, 2013

Breaking into the next chapter of our life was intimidating at first. My credit wasn’t great, but we didn’t know where to start. Eddie was patient with us and gave direct, great advice on how to improve our finances and credit. With the help of Eddie, I tackled my credit score and was able to raise…

“closing on my new home at the end of the month”

August 15, 2013

Dear Mike, I would like to thank you and the staff at Credit Security Group for helping my get my credit cleared up and my credit score back up. In doing so, I am able to purchase a new home. I will be closing on my new home at the end of the month. I…

“able to save on my house”

September 20, 2013

Great news, my credit went from 682 to 748! Thank you so much for your help and the thousands of dollars that I will now be able to save on my house! Tyler K. Burleson, Texas

“so excited about everything that has been done”

September 23, 2013

Wow my credit score is a 663 now, that’s awesome! I’m so excited about everything that has been done, best money I’ve ever spent. Thanks for everything. Lori Nacogdoches, Texas

“in our first home thanks to you!”

September 27, 2013

I have to tell you first, that we are in our first home thanks to you! We bought in June and are loving it. We have 2 acres out in the country, which is exactly what we wanted. If it wasn’t for you, we would not be there THANKS! B. Carter Saginaw, Texas

“made my day”

September 28, 2013

I am sending you this awesome message about Eddie . He is the best credit analyst yet. He knows exactly what he is talking about and saying when it comes to your credit history. He told me exactly what I needed to do to improve my credit score. He was so pleasant to talk with.…

“our first home together”

October 1, 2013

My husband and I were referred to Credit Security Group after finding out we weren’t approved to buy a house because of a low credit score. The research staff did a tremendous job with improving my husband’s credit and we can now move forward with purchasing our first home together. I would highly recommend this…

“gave me a great path”

October 24, 2013

I just wanted to send a quick thank you for our analysis. It was so informative and helpful, and gave me a great path to go on for purchasing a home. I will be sending any and everyone your way! Sincerely, Karly A. Flower Mound, Texas

“walked me through every step of the way”

October 28, 2013

When I called Credit Security Group my credit score was a 580. I was lucky enough to have Lance as my Credit analyst and he walked me through every step of the way. My credit score is now almost 700. Rosalind and the rescore team worked incredibly fast and the results were instant. The CSG…

“Scores are up!”

November 20, 2013

Eddie, Scores are up! You were right, “Mom” did a fantastic job. And I have to tell you, she’s about the nicest and sweetest person I’ve worked with in years. Kind of made me sad she did everything so quickly. I didn’t get to work with her anymore. Appreciate everything! Best regards, Justin M. Dallas,…

“new scores look great”

December 2, 2013

Re: “Score is back in – new scores look great. We now have a 741 for you and a 738 for your wife.” Eddie, well done sir! I’m impressed! Many thanks and happy holidays! Sam B. Dallas, Texas

“changed our lives”

January 14, 2014

After going to several lenders to buy a home and being denied we were given Lance Stewart’s name. We almost made a big mistake not calling him because we have had problems in the past with “Credit Repair” type agencies. But we were assured that Lance was different. And WOW the information he gave us…

“The look on my wife's face says it all”

January 17, 2014

Many of us have been through it: because of mismanagement of our own finances, some family misfortune, or a combination of both we end up in a poor credit situation where there truly seems to be no way out. You feel like a loser and every one seems to look at you like a loser.…

“raised my score to a 650”

February 6, 2014

Mike, They just pulled my credit and by following everything that you told me to do, it raised my score to a 650. Thank you so very much for all of your help and direction. I could not have done this with out it. Respectfully, Brian P. Bristol, Tennessee

“able to raise the funds”

February 21, 2014

Rosalind, I want to thank you and your team for your efforts on my file!  I was able to raise the funds and make my first acquisition and as part of the process I had different regulatory agencies checking my credit. Without your help this would have undoubtedly been an uncomfortable process.  So again, I…

“ready to take back financial control”

February 24, 2014

Eddie, I wanted to send this email to thank you for taking the time to meet with me to consult on achieving my financial goals. I met with you back in October, and the credit report you had pulled for me is dated 10/14/2013. I told you when we met that my short term goal…

“approved for loan with 0% down payment”

February 27, 2014

I would like to thank you for your valuable advice you gave me last month. My Credit scores have increase from 695 to 725 within the last month and I am approved for a Professional Home Mortgage loan with 0% down payment. Hassem G. San Antonio

“we are closing today”

April 14, 2014

Eddie; Thank you for all of your help! We are closing today and could not have done it without you. Have a fantastic day! Rick J. Dallas, Texas

“amazing to work with”

April 23, 2014

Awesome! I really appreciate all you’ve done to improve my credit. This is something I will definitely maintain from now on. Again, I thank you. You have been amazing to work with Rosalind. Gary R. Nacogdoches, Texas

“all the helpful information”

May 1, 2014

I wanted to say thank you for all the helpful information that your office provided.  I just had my credit rescored and my mid score they are using is a 678! Thanks, Tammy K. Meridian, Idaho

“Thanks for sticking in there with us”

May 8, 2014

Thank you for all that you and your team did to get us into our home. Thanks for sticking in there with us when it got tough and for being good at what you do. I will definitely keep your contact information and refer anyone who needs your help. Thanks, Franz G.

“great information to assist us”

May 8, 2014

Hi Aaron, Thank you so much for referring us to Eddie. He has provided us with great information to assist us in getting our credit where it needs to be. He is such a nice person and I am truly happy to have met him. Keep referring him to folks, he knows what he is…

“a new house will be built for us”

May 9, 2014

Lance, Jeff and I appreciate the time and expertise that was extended to us by you, the consulting attorney, and the President of Credit Security Group. Through your efforts, the credit reporting errors have hopefully been cleared up permanently, and we have now been approved for a home loan. Jeff and I are excited to…

“I am now a homeowner!”

May 11, 2014

Good morning Lance, Just wanted to check in and give you an update. I closed on a home April 3rd! It was an exciting, stressful and a learning processes, but I am happy to say because of Credit Security Group, Prime Lending and hard work, I am now a homeowner! Thanks again to your team…

“feel the freedom I feel now!”

May 13, 2014

Hi Rosalind, It’s been a while since we have spoken, but I wanted to drop you a line and let you know: I’m buying a house! All of your work and my patience has paid off. I was approved for my loan (all by lonesome!!!) just a few weeks ago, and have found the house…

“made that dream a reality”

June 11, 2014

I wanted to thank Credit Security Group and Mike Garcia for everything they have done for me and my family, and getting us into a home. My situation was a long and difficult one (nearly a year) and Mike made sure that we were ready for a home purchase. Before connecting with CSG, owning a…

“accepted for a new home loan”

June 18, 2014

I would like to take the time to express my appreciation to the staff of Credit Security Group. From beginning to end, the process was very informative and eye opening. The FICO video is something every consumer should watch. The information provides a detailed, step-by-step strategy for improving one’s credit. The dedicated employees spent many…

“my dream come true”

July 7, 2014

I want to thank Credit Security Group for doing such a great job on improving my credit score. My credit score was a 607 when I started with CSG and my hopes of a new home were zero. The CSG team was able to take my 607 and turn it into a 666 in less…

“proud owners of a new home”

August 19, 2014

I wanted to thank the team at Credit Security Group for helping us achieve our financial goal and a special thanks to Lance for all the help that he provided in guiding us to reach our goal. We are proud owners of a new home thanks to you guys! Would definitely recommend your services to…

“beneficial for us for the rest of our lives”

September 27, 2014

Credit Security Group is Outstanding! I learned so much through the process of having them take on our credit issues. The team worked diligently to handle matters, and we were kept in the loop throughout the entire process. It was an easy process as our goals were thoroughly described to us and we knew exactly…

“showed us that you cared ”

November 5, 2014

Hi Rosalind, I also would like to extend MUCH appreciation for your quick responses through this hard journey! That alone is worth so much to us! It showed us that you cared and professionalism. You and your company were such a blessing to us! We put trust in you and your company and you did…

“the lender was as amazed as I was!”

November 7, 2014

I recently was in process of purchasing a home when the lender discovered that one of the credit reporting agencies was reporting that I had a substantial number of loans, credit cards, and other revolving charge accounts that would preclude me from qualifying for a loan! Almost 75% of the information provided was incorrect. I…

“analysis discussion was excellent!”

November 21, 2014

Eddie, The information from the video and analysis discussion was excellent! The information that you provided me and most of all, the education is something that everyone should take advantage of. I have to share this will all my friends and family. Greatly appreciate your assistance! Stephen T. Dallas, Texas

“got exactly what we had hoped for”

December 4, 2014

Credit Security Group is an A+! These guys really know the credit system! First I was given a thorough education into how the credit scoring process works. Then, we looked at my credit score paperwork together and every detail was wonderfully broken down in a way I could understand it. From this meeting we had…

“I knew exactly what to expect”

December 8, 2014

Just wanted to take a second to tell you guys how much I appreciate the work you have done with our Discover settlement. The process was pretty simple and every question I had was answered so that I knew exactly what to expect. Everyone in your office was extremely professional and knowledgeable. And of course the…

“lightning fast improvement to my credit”

January 30, 2015

Thank you for the lightning fast improvement to my credit. You told me exactly what to do and my scores increased even higher than you guaranteed. Thank you again! Caleb O. Dallas, Texas

“able to refinance my vehicle”

February 11, 2015

I want to thank you for helping me increase my credit score! Because of this, I was able to get two major credit cards in my name and also refinance my vehicle. I will definitely recommend your company for anyone that is looking to raise their credit score. Again thank you very much! Todd M.…

“changed my life”

March 7, 2015

I have been working on settling all my debts for nearly 6 years. I was hoping the derogatory accounts would eventually go away over time but my bad credit was preventing me from buying a home. I had accounts that I thought were settled because I had received notice that the debts had been forgiven…

“now qualify for a lower rate loan and lower mortgage insurance”

March 23, 2015

My mortgage lender suggested I talk with Credit Security Group for advice on how to increase my credit scores. I met with Eddie from CSG and after getting some great advice on how best allocate my resources to address specific areas, my scores jumped an average of 34 points in just six weeks! I now…

“able to close escrow last Friday on the home”

April 8, 2015

Mike, I was able to close escrow last Friday on the home. It wasn’t easy but its done. This was nowhere near possible before I came to you. A huge thanks to you and Shelly for all your hard work getting my credit where it needed to be. I will send anyone who needs credit…

“very grateful for their help and for my new home!”

April 15, 2015

I was in the process of purchasing a home, when I learned that a $20 bill from five years ago had tanked my credit score. I contacted Credit Security Group, and within one week, they were able to raise my credit score by more than 150 points allowing me to secure a mortgage. I am…

“The information is fresh, relevant”

April 24, 2015

I have been a CPA for almost 40 years. Each year I have to complete at least 40 hours of formal training on various financial and/or accounting topics. Over my career, it is safe to say I’ve completed over 2000 hours of formal training courses. The video you have on how FICO scores work would…

“helping us to purchase our dream home.”

May 1, 2015

Many thanks to Credit Security Group for helping us to purchase our dream home. Eddie is extremely knowledgeable and has superior communication skills. He was very clear and accurate  in exactly what needed to be done on our end and Eddie jumped through hoops to make sure all deadlines were met! We had only two…

“I can't believe it.”

May 4, 2015

Murdock ran my credit and my scores are 785! Up from 675! I can’t believe it. He has my print out if he hasn’t emailed it to you. Thank you thank you! Lindsey H. Dallas, Texas

"I really can see a light at the end of the tunnel."

May 11, 2015

Thank you so much for your time, patience, and advice during this very challenging moment in my life.  After speaking to you, I really can see a light at the end of the tunnel.  After our conversation, I was encouraged and had the information I needed. I am so looking forward to working more closely…

“The impossible was beat!”

June 2, 2015

Dear Credit Security Group, I am beyond grateful for all of the hard work and dedication by the team in restoring my credit. They are organized, knowledgeable and always went over and beyond to keep me informed with the status of my account. CSG raised my credit score from 516-640 in 45 days. YES, 45…

“how to positively impact my credit”

June 10, 2015

Lance and his team at Credit Security Group worked quickly to correct my issues. He exceeded all expectations I had with the results my wife and I received. He was very professional and I was able to learn a lot from him moving forward on how to positively impact my credit. Craig E. Washington, Texas

“professional and fast”

June 18, 2015

Credit Security Group (Lance Stewart and Shelly Garcia) are the best! They help me to remove a dispute in my credit report and they did it professional and fast. I recommend them a lot! Rodolfo M. Houston, Texas

“information about my credit report and scores that I never knew”

June 22, 2015

Purchasing a home can be stressful all on its own, especially if you’re credit is not where it needs to be. I was referred to Eddie with Credit Security Group by my lender. Prior to meeting with Eddie, I was asked to watch a FICO video. The video was very informative and provided information about…

“getting in a house very soon”

July 2, 2015

Rosalind, Thank you SO much! We look forward to getting in a house very soon. You and your company did a great job for us! You guys ROCK! Blessings, Randy H. Flint, Texas

“our first home!”

August 28, 2015

I want to extend my wife’s and my gratitude. You gave us fantastic advice, which guided us to our goal. We are signing our purchase papers tomorrow morning on our first home! Thank you so much, we truly could not have succeeded without your help! Ryan and Alison J. Flowermound, Texas

“saved my family's loan”

September 9, 2015

I was in need of a rapid change in my score for my mortgage. After hiring several companies with no results, I came upon Credit Security Group. They brought me into the fold as if I was a lost family member meeting them for the first time. They assessed my situation, through careful delineation of…

“such a burden I had carried for so long”

September 21, 2015

I was so impressed with the Credit Security Group team for the work they put into helping me improve my credit scores. So many times, the process can be daunting and I felt overwhelmed by feeling like I was taking steps in the wrong direction. Admittedly, I was a bit apprehensive about having someone help,…

“secure a loan for my new home purchase”

September 24, 2015

Mike, I would like to take this opportunity to thank you very much for your assistance in correcting my credit reports. The service you gave me was invaluable and now allows me to move forward and secure a loan for my new home purchase. Thank you, thank you again! Y. Gonzales

“learned so much just in the one hour”

October 12, 2015

Eddie, I just wanted to tell you thank you so much for your help on our credit. I think applying for our new home was one of the best steps we could have taken, because it led us to finding your help. I have learned so much just in the one hour of talking with…

“we will be closing today”

October 22, 2015

Rosalind, Mae and Credit Security Group, Just wanted to say “thank you so much” for all the help that you gave us to get Dr. S’s credit corrected. We were able to get it over the 700 mark, and we will be closing today for a refinance of her home mortgage. Your help was invaluable and…

“interest rate went from 8.5 to 3.75!”

November 30, 2015

Our interest rate went from 8.5 to 3.75! We are very excited! This has been a long time coming and Credit Security Group is the reason we have been approved to refinance our home. Thank you all so much! Kim B. Whitehouse, Texas

“patient, efficient, and understanding”

December 11, 2015

Thanks Eddie and Shelly for helping me out with this dispute and all my other credit issues. You all are professional, patient, efficient, and understanding. Thanks again for everything! Marques F.

“an excellent education”

December 15, 2015

Lance, Thank you for your work. It was an outstanding experience but more importantly an excellent education. Though not where I want to be yet, I know exactly what needs to be done and what the result will be. Feel free to use me as a referral at any time. Christopher D.

“I was amazed.“

February 5, 2016

Thank you again for quickly analyzing my personal credit profile. You immediately recognized the problem areas, which were not the areas I suspected were the biggest problems. You conferenced called with me and asked me a couple more questions and then devised a simple but detailed strategy for how I should proceed to properly repair…

“I learned more in five minutes”

February 5, 2016

Thank you again for quickly analyzing my personal credit profile. You immediately recognized the problem areas, which were not the areas I suspected were the biggest problems. You devised a simple but detailed strategy to properly fix my credit. I was amazed. I was impressed, even prior to speaking with you personally, with the video…

“I know someone whom I really trust”

February 9, 2016

Where do I begin… We began our hunt for a new home in May 2015 and had no idea what we would be up against! This should be an exciting time, right?! We had our struggles in years past due to an unknown layoff that caused us to lose a lot and it has continued…

“Our three kids now have a backyard to play in”

February 11, 2016

Hello, just wanted to let you know that in about 7 months your team got Eugene’s credit score up 100 points. We found a brand new house in August and we just closed yesterday. Thanks to you and the rest of your team. We have been wanting to buy a house for over nine years…

“it’s a fantastic and busy time for us”

February 16, 2016

Just wanted you to know that we closed on our new home ! Both Joey Fox and LeAnn Smiley at Cendera Funding were wonderful and the same can be said for Chris Minteer and her team at Keller Williams. All worked together as a well-oiled machine providing us with an excellent customer experience. We have…

“feels so good!”

February 24, 2016

I’m more than happy with the decision I made to work with Credit Security Group! Work with? Yes, you will be educated and do your part, if you want to achieve the best results. Eddie and his team want you 100% vested in the process. From my first meeting with Eddie I was impressed with…

“saved my retirement and my sanity”

March 14, 2016

Eddie Johansson at Credit Security Group is the real deal. Faced with an $80,000 demand letter for an old, forgotten debt from my wife’s failed business, he analyzed my situation and then took the lead in negotiating a settlement with the bank that saved my retirement and my sanity. Harry D. Denver, Colorado

“dream becoming reality only because of you and your staff”

June 20, 2016

I am beyond excited with results we received with your service! Thank you for making this journey of credit recovery such a breeze! Your video was extremely enlightening, your steps were very clear and your follow up along the way was amazing. I was especially impressed with your beyond-quick response to each and everyone of…

“Robert's credit shot up 37 points”

July 20, 2016

Great News! We received our revised credit update and you were right, Robert’s credit shot up 37 points to 647! We’ve locked in our rate, which is lower than previously indicated due to the increased score; and, our estimated closing date has changed to the 1st week of August. Eddie, thank you so much for…

“We're sailing in with our home loan now”

August 11, 2016

Eddie, Thanks to you and your team, my family will get to move in our new home after a nasty divorce two years ago that destroyed my credit. You took me from a credit score of 570 to 663 in four months, and we’re sailing in with our home loan now at a high 3 interest rate.…

“We couldn’t be happier with the people, process and results”

August 16, 2016

After having low credit scores come in between us and a handful of new home opportunities, we started down the path of improving our credit. After a honest conversation with Eddie, we were able to clearly set goals and expectations for the next few months to plan for our new home purchase. In just a…

“Explaining the reasoning behind the numbers”

September 6, 2016

I was referred to Eddie by a gentleman who was helping me try and secure a home loan. My friend kept ranting about how wonderful Eddie was, and that Eddie know everything about this. I remembering rolling my eyes and thinking: “Great – I have to pay someone else.” While I did have to pay, it…

“Up 160 Points! BOOM.”

September 15, 2016

Up 160 Points! BOOM. After receiving Eddie’s name and number from a friend and former happy client, I sadly drug my feet for about three months. With my daughter’s looming college tuition coming quickly, I decided to give him a call. Completely convinced there was no hope in fixing my credit issues, I met with…

“such a big difference in our lives!”

September 27, 2016

I would like to highly recommend Eddie Johansson for assisting with credit planning. My husband and I had let our debts get out of control a few years ago. We felt helpless and didn’t know where to start or how to get the help and counseling we needed. A friend had told us about Eddie…

“Trustworthy, honest, dedicated and the best!”

October 6, 2016

What a team!  I not only got a house, but their work will have cost me nothing in the end. I want to thank Rosalind and her team of experts, including Federal Attorney Dennis McCarty, for helping me improve my credit score so that my family and I were able to close on our new…

“a very bright light at the end of the tunnel”

December 14, 2016

When my husband suggested that we work with Eddie at Credit Security Group, to say I was skeptical would be an understatement.  Not only did I think that we wouldn’t learn anything we didn’t already know (i.e., that we needed to pay down our debt), but I was very angry with my husband that we were…

“increased my credit score by over 80 points!”

December 30, 2016

Eddie was an absolute joy to work with – a credit angel. It started with his very informative credit video. He has figured out exactly how this credit game works and more importantly, shared his wealth of knowledge. Eddie was aware of my credit score goals and in a matter of two weeks, increased my credit…

“I am absolutely amazed at the results!”

December 30, 2016

I am absolutely amazed at the results!  Your team accomplished more in ten days than any other agency has been able to accomplish with ten times the time requirements!!  Not to mention that Credit Security Group accomplished what others termed impossible. I’ve been dealing with these issues since April.  We first spoke on Dec. 19, 2016 and…

“someone who truly cared and advocated for us and our family”

February 15, 2017

There are no words to express our gratitude for you and your company. We have spent years trying to clear up our credit with attorneys who offered empty promises ($3,000 spent) and credit companies that charged us thousands of dollars only to find out they hindered us more than anything. Since 2007 my husband and…

Educated Us on How Credit Works

June 11, 2017

Eddie, I cant ever thank you enough. We have been homeless for 2 years. After having to leave a rent home due to mold, we decided that we needed to buy a home. For a year, we tried to fix our credit ourselves. I am thankful that you guys were put in my path. The…

If you're passionate about your dream…

It Starts with the Credit Security Analysis

Education

30 Minute Educational Video: Learn what you need to know to understand your score.

Analysis

Expert analysis and explanation of your credit sccre.

Planning

A realisitic plan to achieve your goal.

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“Gave me the knowledge, gameplan and confidence I needed to get back on track and return to planning for my future with a optimistic outlook.”

“It is shocking how misinformed I was regarding general knowledge of credit and credit scores.”

“The information from the video and analysis discussion was excellent!”

“The information that you provided me and, most of all, the education is something everyone should take advantage of.”

“I got what I came for and walked away with great education on how to keep my credit score at its max!”

“Now I know exactly what needs to be done and what the result will be.”

 

“I come in contact with a lot of information on financial topics but your course is one of the best I’ve ever seen. I would highly recommend it for anyone.”

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Let us help you achieve your goal…

Please let us know if you have any questions or special circumstances that we can help you with. Use the form to send us an email and we'll get back to you quickly.

We can help anyone in the U.S. by phone and internet; or, you can visit our office and meet in person.

Hope to hear from you soon!

ADDRESS

2245 Keller Way, Suite 320
Carrollton, Texas 75006-2515

PHONE

855.888.8812

FAX

214.367.3930