Credit Security Group

Credit Score Education

Information About Credit Scores for Home Buyers

What You Need To Know About Credit

FICO scoring is a future risk assessment tool, with scores that range from 300 to 850.What is good credit? What is bad credit? How important is your FICO® score? How can you enhance your credit? How can you ruin it? How can your credit score affect your life?

Read: What You Need To Know About Credit.

 

Credit Score Tips for New Home Buyers

Basic dos and don'ts that can make or break your new home loan – and save you money on interest payments.

Read: Credit Tips for Home Buyers.

How To Remove Dispute Wording Data on your credit activity is reported monthly to the three major credit bureaus: Experian, Equifax and TransUnion.
from Your Credit File

The Bakers were shocked to learn their credit scores were suddenly 50 points lower.  Mortgage denied. The Baker’s story is not unusual. So what happened?

Read: How To Remove Dispute Wording from Your Credit File.

How to Establish Credit for a High Credit Score

This article is for those just starting out. Or those not just starting out who have never had credit or haven't used credit in many years. The result is lack of credit history which causes low credit score and no home loan – or a unnecessarily high interest rate.

Read: How to Establish Credit for a High Credit Score.

Frequently Asked Questions About Credit Scores for Home LoansWhat You Need to Know About Credit

What causes my credit score to go down? What is a good credit score? Who can see my credit score?

Read: Answers to Frequently Asked Questions About Credit Scores for Home Loans.