Credit Score Education

Information About Credit Scores for Home Buyers

What You Need To Know About Credit

FICO scoring is a future risk assessment tool, with scores that range from 300 to 850.What is good credit? What is bad credit? How important is your FICO® score? How can you enhance your credit? How can you ruin it? How can your credit score affect your life?

Read: What You Need To Know About Credit.

How to Establish Credit for a High Credit Score

This article is for those just starting out. Or those not just starting out who have never had credit or haven't used credit in many years. The result is lack of credit history which causes low credit score and no home loan – or a unnecessarily high interest rate.

Read: How to Establish Credit for a High Credit Score.

How to Help Your Child Build Credit for Car Loan

How to improve credit score for a car loan.Building credit and a high credit score can take a long time. If your child is ready, here's a guide to jump-starting the process for your child.

This can save them thousands of dollars, and get them off to a great start.

Read: How to Help Your Child Build Credit for Car Loan.

Free Credit Score Can Confuse Home Buyers

Think you know your credit score?

What is your credit score for a home loan?If it's a free credit score, it's not the same score used when you apply for a home loan. The difference can be critical to qualifying and to the interest rate you're offered.

Learn more: Free Credit Score Can Confuse Home Buyers

How To Remove Dispute Wording Data on your credit activity is reported monthly to the three major credit bureaus: Experian, Equifax and TransUnion.
from Your Credit File

The Bakers were shocked to learn their credit scores were suddenly 50 points lower.  Mortgage denied. The Baker’s story is not unusual. So what happened?

Read: How To Remove Dispute Wording from Your Credit File.

Frequently Asked Questions About Credit Scores for Home LoansWhat You Need to Know About Credit

What causes my credit score to go down? What is a good credit score? Who can see my credit score?

Read: Answers to Frequently Asked Questions About Credit Scores for Home Loans.

Debt Settlement and Debt Consolidation: What to Look Out For

Credit Security Group's advice on debt consolidation and debt settlement companies.We've had a lot of questions and problems about these "solutions." Here we try to lay it out for those looking to buy a home.

Read: Debt Consolidation and Debt Settlement: What You Need To Know.

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We're here to help you increase your credit score to achieve your dreams.

Please let us know if you have any questions or special circumstances that we can help you with. Use the form to send us an email and we'll get back to you quickly.

We can help anyone in the U.S. by phone and internet; or, you can visit our office and meet in person.

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