I was referred to Eddie Johansson at Credit Security Group in early February. My goal was to purchase a home, $330K. My scores were in the mid-600s and I needed over 700 to qualify, over 740 would allow best financing.
It did not take long for me to realize I was working with someone who understood the credit world and was passionate about what he did. Eddie laid out a game plan, it involved his mother, Rosalind, getting on the phone and getting two collections removed, these were the only collections that I had and they held many points needed.
Eddie also saw points in my positive credit, just managing balances and here is where I learned the credit card I use most often was not a credit card to the FICO score.
Moving forward to today, the rapid re-score Credit Security Group performed in updating and deleting data was complete, my new mid-FICO score was over 740.
And this was only 40 days later and I could not be more pleased. Credit Security Group did all this without one letter to the bureaus, all phone, fax, and rapid re-scoring. I hope I do not need them again, but if I do, I would not go anywhere else. Great people, great company and I am thankful Blaine Riney, my Loan Officer, referred me to Eddie at Credit Security Group.