I wanted to send a quick note to thank you for sparing some time in your busy schedule to work with me.

I was amazed and shocked at the things I learned on our phone call. It is really scary to me how many ways the credit card companies and the mortgage companies can put a red mark on your financial history, and how with a little bit of hard work and a lot of determination you can keep them from damaging your own.

I look forward to learning more in the future.

Hank S.