My Dear Rosalind,
You would not believe this but today I checked my credit rating and it is almost 700. It was only 6 months ago when no one would speak to me, and I was begging for credit.
Now what a difference six months has made. Today I was offered a mortgage which I turned down. I thought I can do a lot better.
What a high I am on thanks to you Rosalind, and your wonderful group of people who have cleaned up the messiest credit history.